NBT Bancorp Inc. logo

NBT Bancorp Inc.

NBTB | NASDAQ
Chart Builder DCF Calculator
$50.89
-$0.33 (-0.64%)
Sep 22, 2026, 1:04 PM ET · Market open
TTM
Period Ending
Q1 2026
Mar 30, 2026
Q4 2025
Dec 30, 2025
Q3 2025
Sep 29, 2025
Q2 2025
Jun 29, 2025
Q1 2025
Mar 30, 2025
Q4 2024
Dec 30, 2024
Q3 2024
Sep 29, 2024
Q2 2024
Jun 29, 2024
Q1 2024
Mar 30, 2024
Q4 2023
Dec 30, 2023
Q3 2023
Sep 29, 2023
Q2 2023
Jun 29, 2023
Q1 2023
Mar 30, 2023
Q4 2022
Dec 30, 2022
Q3 2022
Sep 29, 2022
Q2 2022
Jun 29, 2022
Q1 2022
Mar 30, 2022
Q4 2021
Dec 30, 2021
Q3 2021
Sep 29, 2021
Q2 2021
Jun 29, 2021
Q1 2021
Mar 30, 2021
Net Income
183.63M 169.24M 149.73M 133.36M 143.56M 140.64M 135.08M 121.59M 118.95M 118.78M 124.46M 138.82M 146.53M 152M 153.18M 151.64M 154.17M 154.89M 151.77M 149.45M 133.87M
Depreciation & Amortization
7.66M 8.62M 31.4M 29.18M 27.63M 27.5M 27.42M 26.61M 24.4M 22.27M 20.21M 18.95M 19.08M 19.17M 19.39M 19.49M 19.66M 19.88M 19.95M 20.21M 20.48M
Stock-Based Compensation
8.38M 7.18M 5.47M 4.85M 5.88M 5.99M 6.12M 5.98M 4.92M 5.1M 4.72M 4.56M 4.52M 4.53M 4.54M 4.44M 4.22M 4.41M 4.44M 4.53M 4.57M
Other Working Capital
-13.07M -3.09M 3.23M -6.94M 5.18M 748K -19.54M -11.75M -9.45M -27.91M -28.44M -40.82M -23.3M -7.92M -13.15M -12.97M -20.56M -11.12M 3.33M -25.09M -41.25M
Other Non-Cash Items
59.65M 53.28M 28.4M 29.34M 11.57M 13.69M 25.97M 35.12M 33.54M 39.21M 30.57M 24.78M 22.84M 15.45M 11.94M 5M -5.19M -8.88M -7.68M 11.96M 26.11M
Deferred Income Tax
n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Change in Working Capital
-13.07M -3.09M 3.23M -6.94M 5.18M 748K -19.54M -11.75M -9.45M -27.91M -28.44M -40.82M -23.3M -7.92M -13.15M -12.97M -20.56M -11.12M 3.33M -25.09M -41.25M
Operating Cash Flow
246.25M 235.22M 218.24M 189.78M 193.82M 188.56M 175.05M 177.55M 172.36M 157.46M 151.51M 146.3M 169.67M 183.22M 175.91M 167.59M 152.29M 159.19M 171.81M 161.06M 143.79M
Capital Expenditures
-10.99M -10.27M -9.87M -7.94M -13.02M -11.74M -11.03M -10.18M -10.29M -9.25M -8.59M -7.62M -7.09M -7.01M -7.48M -6.87M -8.15M -7.74M -8.65M -7.71M -5.71M
Cash Acquisitions
37.46M 36.39M 37.54M 37.96M -2.19M -1.38M -983K 46.03M 43.95M 44.56M 44.48M -3M -2.49M -2.62M -2.53M -3.38M -1.81M -1.55M -1.55M n/a n/a
Purchase of Investments
-558.04M -569.72M -580.03M -496.83M -507.98M -376.24M -217.54M -168.32M -109.29M -88.03M -93.29M -161.35M -305.73M -630.6M -913.14M -1.06B -1.2B -1.07B -1.04B -1.11B -1B
Sales Maturities Of Investments
657.5M 619.41M 647.49M 598.85M 325.26M 314.49M 270.22M 369.74M 343.4M 341.98M 356.32M 262.58M 338.52M 391.28M 451.02M 493.18M 517.76M 578.01M 619.67M 644.66M 620.86M
Other Investing Acitivies
156.32M 98.96M -31.78M -112.88M -301.27M -324.28M -244.07M -316.1M -249.56M -333.49M -618.6M -617.97M -641.78M -677.27M -342.85M -265.86M -59.87M -41.35M -47.28M 73.3M -384.53M
Investing Cash Flow
276.55M 169.07M 57.32M 13.13M -499.2M -399.16M -203.4M -78.83M 18.21M -44.23M -319.68M -527.36M -618.57M -926.22M -814.99M -838.44M -756.46M -547.61M -482.63M -404.55M -771.85M
Debt Repayment
-130.44M -202.54M -252.39M -179.89M -206.69M -223.86M -285.37M -461.23M -241.6M -206.86M 406.66M 614.29M 424.02M 476.04M -35.86M -38.75M -30.42M -95.69M -133.86M -299.17M -403.68M
Common Stock Repurchased
-21.29M -12.39M -1.72M -1.65M -1.75M 302K -190K -2.42M -5.01M -6.38M -6.78M -4.67M -8.46M -15.18M -22.4M -26.56M -20.85M -21.71M -14.4M -10.24M -9.39M
Dividend Paid
-75.77M -72.59M -69.32M -65.96M -63.24M -62.26M -61.3M -60.32M -58.11M -55.89M -53.67M -51.44M -50.55M -49.77M -49.03M -48.34M -48.09M -47.74M -47.4M -47.05M -35.31M
Other Financial Acitivies
166.57M 86.18M 204.14M 377.24M 510.66M 573.9M 184.92M 430.79M 203.36M 163.64M 173.56M -498.85M -780.5M -739.83M -278.67M 241.17M 642.68M 1.15B 1.24B 967.4M 1.95B
Financial Cash Flow
-60.81M -201.23M -117.78M 131.12M 240.36M 289.46M -161.85M -93.09M -101.26M -105.39M 519.77M 59.33M -415.48M -328.73M -385.97M 127.52M 543.33M 984.81M 1.04B 610.94M 1.5B
Net Cash Flow
461.99M 203.06M 157.78M 334.04M -65.01M 78.87M -190.2M 5.63M 89.3M 7.84M 351.6M -321.73M -864.39M -1.07B -1.03B -543.33M -60.85M 596.39M 728.65M 367.45M 871.67M
Free Cash Flow
235.26M 224.95M 208.37M 181.85M 180.81M 176.83M 164.02M 167.37M 162.07M 148.2M 142.91M 138.68M 162.58M 176.21M 168.42M 160.73M 144.14M 151.45M 163.15M 153.35M 138.08M
Adj. Free Cash Flow
226.89M 217.77M 202.9M 177M 174.93M 170.83M 157.9M 161.39M 157.15M 143.1M 138.2M 134.12M 158.05M 171.68M 163.88M 156.29M 139.92M 147.03M 158.71M 148.82M 133.5M
Maintenance CapEx
1.48M 3.4M 1.19M 1.71M -5.69M -3.18M -980.47K n/a n/a n/a -188.26K -412.22K -412.22K -801.91K -2.32M -3.97M -6.04M -6.55M -8.48M -7.54M -5.71M
Growth CapEx
-12.47M -13.67M -11.06M -9.65M -7.33M -8.56M -10.05M -10.18M -10.29M -9.25M -8.4M -7.21M -6.68M -6.21M -5.16M -2.9M -2.11M -1.19M -169.68K -169.68K n/a
Owner Earnings
247.73M 238.61M 219.43M 191.49M 188.13M 185.38M 174.07M 177.55M 172.36M 157.46M 151.32M 145.89M 169.25M 182.42M 173.58M 163.63M 146.25M 152.64M 163.32M 153.52M 138.08M

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