NBT Bancorp Inc.

NBTB | NASDAQ

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$50.88

-$0.34 (-0.66%)

Sep 22, 2026, 10:49 AM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	867.43M	785.99M	662.35M	537M	494.76M	491.26M
Cost of Revenue	241.7M	231.16M	169.84M	39.03M	10.53M	83.74M
Gross Profit	625.73M	554.83M	492.51M	497.97M	484.22M	407.53M
Operating Income	219.44M	179.46M	153.46M	196.16M	199.86M	133.09M
Interest Income	710.99M	611.67M	522.79M	384.07M	339.88M	348.28M
Pretax Income	219.44M	179.46M	153.46M	196.16M	199.86M	133.09M
Net Income	169.24M	140.64M	118.78M	152M	154.89M	104.39M
Selling & General & Admin	87.34M	242.64M	203.56M	193.85M	178.14M	166.91M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	318.95M	132.74M	135.49M	107.97M	106.22M	107.53M
Operating Expenses	406.29M	375.38M	339.05M	301.82M	284.37M	274.44M
Interest Expense	209.45M	211.55M	144.57M	21.88M	18.79M	32.6M
Selling & Marketing Expenses	4.01M	3.39M	3.05M	2.82M	2.52M	2.29M
Cost & Expenses	647.99M	606.53M	508.89M	340.85M	294.9M	358.18M
Income Tax Expense	50.21M	38.82M	34.68M	44.16M	44.97M	28.7M
Shares Outstanding (Basic)	47.11M	47.17M	44.49M	42.92M	43.42M	43.69M
Shares Outstanding (Diluted)	50.88M	47.43M	44.77M	43.18M	43.72M	43.99M
EPS (Basic)	3.34	2.98	2.67	3.54	3.57	2.39
EPS (Diluted)	3.33	2.96	2.65	3.52	3.54	2.37
EBITDA	241.03M	206.95M	175.73M	215.22M	219.74M	153.64M
EBIT	219.44M	179.46M	153.46M	196.16M	199.86M	133.09M
Depreciation & Amortization	21.59M	27.5M	22.27M	19.06M	19.88M	20.55M