OptimumBank Inc.

OPHC | AMEX

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$9.20

-$0.13 (-1.39%)

At close: Sep 21, 2026, 4:00 PM ET

$9.20

$0 (0.00%)

After-hours: Sep 21, 2026, 4:00 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

TTM Period Ending	Q2 2026 Jun 29, 2026	Q1 2026 Mar 30, 2026	Q4 2025 Dec 30, 2025	Q3 2025 Sep 29, 2025	Q2 2025 Jun 29, 2025	Q1 2025 Mar 30, 2025	Q4 2024 Dec 30, 2024	Q3 2024 Sep 29, 2024	Q2 2024 Jun 29, 2024	Q1 2024 Mar 30, 2024	Q4 2023 Dec 30, 2023	Q3 2023 Sep 29, 2023	Q2 2023 Jun 29, 2023	Q1 2023 Mar 30, 2023	Q4 2022 Dec 30, 2022	Q3 2022 Sep 29, 2022	Q2 2022 Jun 29, 2022	Q1 2022 Mar 30, 2022	Q4 2021 Dec 30, 2021	Q3 2021 Sep 29, 2021	Q2 2021 Jun 29, 2021	Q1 2021 Mar 30, 2021
Revenue	78.65M	76.13M	71.13M	68.67M	66.82M	65.79M	64.25M	59.77M	53.13M	45.69M	39.23M	34.76M	31.14M	26.97M	22.84M	19.12M	16.33M	14.13M	12.16M	10.06M	8.5M	7.57M
Cost of Revenue	26.07M	25.42M	23.8M	24.86M	25.55M	25.8M	27.16M	25.25M	22.96M	19.61M	16.11M	14.06M	12.19M	10.16M	7.51M	4.94M	3.16M	2.53M	2.16M	1.81M	1.93M	2.3M
Gross Profit	25.47M	50.71M	47.33M	43.82M	41.27M	39.98M	37.09M	34.51M	30.17M	26.08M	23.12M	20.7M	18.95M	16.81M	15.33M	14.19M	13.17M	11.6M	10M	8.25M	6.57M	5.27M
Operating Income	12.12M	23.17M	22.17M	21.03M	19.8M	19.61M	17.63M	15.75M	13.04M	10.14M	8.46M	7.11M	6.29M	5.79M	5.39M	4.67M	4.69M	3.87M	3.07M	2.08M	665K	-126K
Interest Income	33.76M	68.8M	64.35M	62.56M	61.57M	61.17M	59.63M	55.17M	48.74M	41.73M	35.78M	31.5M	28.09M	23.94M	19.88M	16.14M	13.62M	11.89M	10.39M	9.04M	7.84M	7.17M
Pretax Income	27.16M	23.17M	22.17M	21.03M	19.8M	19.61M	17.63M	15.75M	13.04M	10.14M	8.46M	7.11M	6.29M	5.79M	5.39M	4.67M	4.69M	3.87M	3.07M	2.08M	665K	-126K
Net Income	20.49M	17.44M	16.65M	15.75M	14.73M	14.62M	13.13M	11.72M	9.69M	7.51M	6.28M	5.28M	4.69M	4.32M	4.02M	7.06M	7.3M	6.8M	6.3M	2.08M	665K	-126K
Selling & General & Admin	6.78M	4.46M	1.13M	13.27M	12.34M	11.64M	11.1M	11.07M	10.13M	9.14M	8.26M	7.56M	6.84M	6.1M	5.47M	5.4M	4.92M	4.36M	3.75M	3.14M	2.8M	2.56M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	20.63M	23.07M	24.02M	9.53M	9.13M	8.74M	8.36M	7.69M	7M	6.8M	6.4M	6.04M	5.82M	4.92M	4.47M	4.12M	3.56M	3.38M	3.19M	3.03M	3.11M	2.84M
Operating Expenses	27.41M	27.53M	25.15M	22.79M	21.47M	20.38M	19.46M	18.76M	17.13M	15.95M	14.66M	13.59M	12.66M	11.02M	9.94M	9.51M	8.48M	7.74M	6.94M	6.17M	5.91M	5.4M
Interest Expense	24.13M	22.45M	21.77M	22.61M	23.71M	24.81M	24.94M	22.57M	19.18M	15.32M	12.07M	10.38M	8.58M	6.27M	4.05M	1.96M	980K	942K	985K	1.07M	1.25M	1.49M
Selling & Marketing Expenses	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	53.48M	52.95M	48.96M	47.65M	47.02M	46.18M	46.62M	44.02M	40.09M	35.56M	30.78M	27.65M	24.85M	21.18M	17.45M	14.45M	11.64M	10.27M	9.09M	7.99M	7.84M	7.7M
Income Tax Expense	6.66M	5.73M	5.52M	5.28M	5.07M	4.99M	4.51M	4.02M	3.35M	2.63M	2.17M	1.83M	1.6M	1.47M	1.37M	-2.39M	-2.62M	-2.94M	-3.23M	n/a	n/a	n/a
Shares Outstanding (Basic)	n/a	11.96M	11.75M	11.75M	11.75M	11.71M	10.32M	9.76M	9.64M	7.62M	7.25M	7.25M	7.25M	7.2M	7.06M	6.07M	6.01M	4.89M	4.35M	4.35M	3.27M	3.2M
Shares Outstanding (Diluted)	n/a	11.96M	12.28M	12.28M	12.28M	12.23M	10.17M	10.29M	10.17M	7.63M	7.25M	7.25M	7.25M	7.2M	7.06M	6.07M	6.01M	4.89M	4.35M	4.35M	3.27M	3.2M
EPS (Basic)	1.57	1.48	1.42	1.39	1.36	1.41	1.39	1.36	1.20	1.02	0.87	0.74	0.67	0.65	0.66	1.50	1.60	1.58	1.52	0.59	0.21	-0.05
EPS (Diluted)	1.23	1.43	1.36	1.35	1.32	1.37	1.36	1.32	1.18	1.02	0.87	0.74	0.67	0.65	0.66	1.50	1.60	1.58	1.52	0.59	0.21	-0.05
EBITDA	34.06M	24.17M	23.06M	21.78M	20.01M	20.21M	18.23M	16.35M	13.34M	10.7M	9.02M	7.6M	8.18M	6.27M	5.96M	5.14M	5.14M	4.29M	3.37M	2.44M	1.02M	205K
EBIT	18.32M	23.17M	22.17M	21.03M	19.8M	19.61M	17.63M	15.75M	13.04M	10.14M	8.46M	7.11M	6.29M	5.79M	5.39M	4.67M	4.69M	3.87M	3.07M	2.08M	665K	-126K
Depreciation & Amortization	-118K	994K	884K	753K	208K	602K	599K	603K	295K	563K	560K	494K	1.9M	479K	569K	470K	447K	426K	302K	364K	354K	331K