OptimumBank Inc.

OPHC | AMEX

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$9.20

-$0.13 (-1.39%)

At close: Sep 21, 2026, 4:00 PM ET

$9.20

$0 (0.00%)

After-hours: Sep 21, 2026, 4:00 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

-1.39%

(1D)

Rating

Updated: Aug 12, 2026

74.5

Fundamentals Excellent

Market Sentiment Neutral

Moat Narrow

Full Analysis

Key Statistics

Market Data

Market Cap $111.93M

1D Range

9.05 9.28

52W Range

3.91 10.68

Valuation (TTM)

PE 7.48

PB 0.83

EV/EBITDA 2.15

Valuation (NTM)

Forward PE 7.08

Forward PEG 0.44

Price Target $8.75

Cash Flow

FCF Yield 19.8%

SBC Adj. FCF Yield 18.9%

SBC Impact -4.6%

Margins

Gross Margin 69.4%

Operating Margin 15.4%

FCF Margin 28.1%

Growth (CAGR)

Revenue 3Y | 5Y 36.2% | 56.0%

Dil EPS 3Y | 5Y 22.4% | 42.4%

FCF 3Y | 5Y 39.1% | 35.3%

Returns

ROA 1.5%

ROE 16.4%

ROIC 37.4%

Financial Health

Net Cash

$38.74M

Current Ratio 18.12

Interest Coverage 1.13

Dividends

Div Yield N/A

Payout Ratio N/A

FCF Payout Ratio N/A

All Key Statistics

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Profile

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts inte...

Sector Financial Services

Industry Banks - Regional

Employees 98

IPO Date Jun 22, 2003

Website www.optimumbank.com

Fiscal Year January - December

Full Company Profile

Latest News

No news articles available yet.

Earnings

Next Earnings

Nov 9, 2026

EPS Est

Pro

Rev Est

Pro

Earnings Details ➞

Analyst Summary

# of Analysts

Consensus

Buy

Price Target

$8.75

Downside

-4.89%

Buy (1)

Hold (0)

Sell (0)

Analyst Details ➞