OptimumBank Inc.

OPHC | AMEX

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$9.20

-$0.13 (-1.39%)

At close: Sep 21, 2026, 4:00 PM ET

$9.20

$0 (0.00%)

After-hours: Sep 21, 2026, 4:00 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	71.13M	64.25M	39.23M	22.84M	11.82M	7M
Cost of Revenue	23.8M	27.16M	16.11M	7.51M	2.16M	2.74M
Gross Profit	47.33M	37.09M	23.12M	15.33M	9.67M	4.26M
Operating Income	22.17M	17.63M	8.46M	5.39M	3.07M	-782K
Interest Income	64.35M	59.63M	35.78M	19.88M	10.39M	6.71M
Pretax Income	22.17M	17.63M	8.46M	5.39M	3.07M	-782K
Net Income	16.65M	13.12M	6.28M	4.02M	6.3M	-782K
Selling & General & Admin	1.13M	11.1M	8.26M	5.45M	3.75M	2.41M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	24.02M	8.36M	6.4M	4.49M	2.85M	2.64M
Operating Expenses	25.15M	19.46M	14.66M	9.94M	6.6M	5.05M
Interest Expense	21.77M	24.94M	12.07M	4.05M	985K	1.72M
Selling & Marketing Expenses	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	48.96M	46.62M	30.78M	17.45M	8.75M	7.79M
Income Tax Expense	5.52M	4.51M	2.17M	1.37M	-3.23M	n/a
Shares Outstanding (Basic)	11.75M	9.44M	7.24M	5.95M	3.9M	2.93M
Shares Outstanding (Diluted)	12.28M	9.87M	7.24M	5.95M	3.9M	2.93M
EPS (Basic)	1.42	1.39	0.87	0.68	1.61	-0.27
EPS (Diluted)	1.36	1.33	0.87	0.68	1.61	-0.27
EBITDA	23.06M	18.23M	9.02M	5.96M	3.37M	-455K
EBIT	22.17M	17.63M	8.46M	5.39M	3.07M	-782K
Depreciation & Amortization	884K	599K	560K	569K	302K	327K