Velocity Financial Inc.

VEL | NYSE

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$16.15

+$0.15 (+0.94%)

At close: Sep 21, 2026, 4:00 PM ET

$16.15

$0 (0.00%)

After-hours: Sep 21, 2026, 4:01 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	714.45M	482.78M	131.72M	248.38M	181.31M	165.84M
Cost of Revenue	33.41M	272.21M	n/a	158.35M	105.7M	104.94M
Gross Profit	681.04M	210.56M	131.72M	90.03M	75.61M	60.9M
Operating Income	511.29M	96.39M	76.85M	44.55M	39.79M	23.13M
Interest Income	550.83M	406.84M	315.97M	240.34M	181.97M	167.32M
Pretax Income	146.24M	96.39M	71.13M	44.55M	39.79M	23.13M
Net Income	105.05M	68.42M	52.27M	32.21M	29.22M	17.78M
Selling & General & Admin	6.1M	74.55M	52.99M	35.93M	24.04M	25.23M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	163.65M	39.63M	1.88M	9.55M	11.77M	12.54M
Operating Expenses	169.75M	114.17M	54.87M	45.48M	35.81M	37.77M
Interest Expense	365.05M	247.22M	203.02M	157.2M	106M	99.88M
Selling & Marketing Expenses	n/a	1.24M	872K	1.42M	661K	578K
Cost & Expenses	203.16M	386.39M	54.87M	203.83M	141.52M	142.71M
Income Tax Expense	41.26M	27.93M	18.83M	12.03M	10.57M	5.35M
Shares Outstanding (Basic)	36.85M	32.65M	32.21M	31.91M	22.81M	20.09M
Shares Outstanding (Diluted)	38.18M	35.76M	34.48M	34.13M	33.98M	20.09M
EPS (Basic)	2.81	2.07	1.60	0.99	0.90	-1.55
EPS (Diluted)	2.75	1.91	1.52	0.93	0.86	-1.55
EBITDA	511.29M	98.39M	n/a	46.67M	42.2M	25.58M
EBIT	511.29M	96.39M	-2.3M	44.55M	39.79M	23.13M
Depreciation & Amortization	2.02M	2M	2.3M	2.12M	2.41M	2.45M