Velocity Financial Inc.

VEL | NYSE

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$16.18

+$0.03 (+0.19%)

Sep 22, 2026, 9:31 AM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Net Income	104.98M	68.47M	51.52M	32.52M	29.22M	17.78M
Depreciation & Amortization	2.02M	2M	2.3M	2.12M	2.41M	2.45M
Stock-Based Compensation	8.28M	6.16M	n/a	3.34M	2.16M	965K
Other Working Capital	-3.65M	-284K	8.36M	-8.04M	-362K	15.2M
Other Non-Cash Items	-87.69M	-47.06M	-9.42M	17.15M	20.98M	22.45M
Deferred Income Tax	-8.13M	-11.43M	n/a	11.57M	-9.95M	1.67M
Change in Working Capital	-1.31M	19.62M	16.66M	-18.02M	12.8M	9.59M
Operating Cash Flow	18.16M	37.76M	61.05M	48.67M	57.62M	54.89M
Capital Expenditures	-281K	-289K	-180K	-326K	-135K	-1.57M
Cash Acquisitions	n/a	n/a	n/a	n/a	-10.76M	n/a
Purchase of Investments	n/a	-16.67M	-38.04M	n/a	-1.69M	n/a
Sales Maturities Of Investments	128.94M	50.2M	56.77M	n/a	22.69M	n/a
Other Investing Acitivies	-1.65B	-1.08B	-615.51M	-907.91M	-666.59M	88.47M
Investing Cash Flow	-1.52B	-1.05B	-596.95M	-908.24M	-656.48M	87.74M
Debt Repayment	1.64B	1.01B	534.6M	899.46M	653.62M	-283.12M
Common Stock Repurchased	-7.34M	n/a	-861K	-458K	n/a	n/a
Dividend Paid	n/a	n/a	n/a	n/a	n/a	n/a
Other Financial Acitivies	-47K	-5.84M	-280K	-25.59M	-27.58M	-8.61M
Financial Cash Flow	1.68B	1.02B	535.77M	874.02M	626.17M	-149.89M
Net Cash Flow	178.41M	8.9M	-129K	14.45M	27.31M	-7.26M
Free Cash Flow	17.88M	37.47M	60.87M	48.35M	57.29M	53.32M
Adj. Free Cash Flow	9.6M	31.31M	60.87M	45.01M	55.13M	52.36M
Maintenance CapEx	n/a	n/a	-180K	n/a	n/a	-876.38K
Growth CapEx	-281K	-289K	n/a	-326K	-135K	-695.62K
Owner Earnings	18.16M	37.76M	60.87M	48.67M	57.62M	54.02M