Provident Financial Inc.

PROV | NASDAQ

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$18.62

+$0.01 (+0.05%)

At close: Sep 21, 2026, 4:00 PM ET

$18.62

$0 (0.00%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Quarter Period Ending	Q4 2026 Jun 29, 2026	Q3 2026 Mar 30, 2026	Q2 2026 Dec 30, 2025	Q1 2026 Sep 29, 2025	Q4 2025 Jun 29, 2025	Q3 2025 Mar 30, 2025	Q2 2025 Dec 30, 2024	Q1 2025 Sep 29, 2024	Q4 2024 Jun 29, 2024	Q3 2024 Mar 30, 2024	Q2 2024 Dec 30, 2023	Q1 2024 Sep 29, 2023	Q4 2023 Jun 29, 2023	Q3 2023 Mar 30, 2023	Q2 2023 Dec 30, 2022	Q1 2023 Sep 29, 2022	Q4 2022 Jun 29, 2022	Q3 2022 Mar 30, 2022	Q2 2022 Dec 30, 2021	Q1 2022 Sep 29, 2021	Q4 2021 Jun 29, 2021	Q3 2021 Mar 30, 2021	Q2 2021 Dec 30, 2020	Q1 2021 Sep 29, 2020
Revenue	3.17M	14.57M	14.87M	14.96M	14.98M	15.34M	14.87M	14.97M	15.38M	14.66M	14.54M	14.09M	14.05M	12.99M	12.13M	10.9M	10.38M	9.37M	9.88M	9.82M	9.58M	9.63M	9.88M	10.68M
Cost of Revenue	4.53M	5.02M	4.87M	4.59M	5.05M	4.83M	5.85M	4.76M	5.45M	5.37M	4.17M	4.75M	3.63M	2.78M	1.98M	1M	298K	75K	-219K	519K	198K	773K	1.31M	1.57M
Gross Profit	3.17M	9.55M	10M	10.37M	9.93M	10.51M	9.02M	10.21M	9.93M	9.28M	10.37M	9.35M	10.43M	10.21M	10.15M	9.9M	10.08M	9.3M	10.1M	9.3M	9.39M	8.86M	8.57M	9.11M
Operating Income	2.94M	1.91M	2.05M	2.74M	2.31M	2.65M	1.22M	2.69M	2.76M	2.12M	3.03M	2.49M	2.82M	3.29M	3.35M	2.96M	3.63M	2.4M	3.2M	3.63M	4.46M	1.95M	1.66M	2.12M
Interest Income	13.93M	13.86M	13.95M	14.15M	14.1M	14.43M	14.02M	14.08M	13.92M	13.81M	13.67M	13.34M	12.92M	12.01M	11.17M	9.9M	9.22M	8.26M	8.51M	8.75M	8.34M	8.43M	8.91M	9.52M
Pretax Income	2.94M	1.91M	2.05M	2.74M	2.31M	2.65M	1.22M	2.69M	2.76M	2.12M	3.03M	2.49M	2.82M	3.29M	3.35M	2.96M	3.63M	2.4M	3.2M	3.63M	4.46M	1.95M	1.66M	2.12M
Net Income	2.18M	1.35M	1.44M	1.68M	1.63M	1.86M	872K	1.9M	1.95M	1.5M	2.14M	1.76M	1.81M	2.32M	2.37M	2.09M	2.46M	1.7M	2.26M	2.67M	3.34M	1.56M	1.18M	1.49M
Selling & General & Admin	227K	5.15M	6.11M	5.08M	5.12M	5.15M	5.2M	4.99M	4.8M	4.9M	4.96M	4.48M	5.17M	4.73M	4.7M	4.42M	4.35M	4.53M	4.74M	3.4M	2.51M	4.53M	4.67M	4.69M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	2.49M	1.84M	2.55M	2.5M	2.7M	2.59M	2.53M	2.38M	2.27M	2.39M	2.38M	2.44M	2.19M	2.1M	2.52M	2.1M	2.37M	2.16M	2.27M	2.42M	2.38M	2.25M	2.3M
Operating Expenses	227K	7.64M	7.95M	7.63M	7.62M	7.86M	7.79M	7.52M	7.17M	7.17M	7.34M	6.86M	7.61M	6.92M	6.8M	6.94M	6.45M	6.9M	6.9M	5.67M	4.92M	6.91M	6.92M	6.99M
Interest Expense	4.62M	4.7M	5.03M	5.22M	5.22M	5.22M	5.26M	5.46M	5.47M	5.25M	4.89M	4.2M	3.68M	2.61M	1.79M	933K	709K	720K	848K	858K	965K	973K	1.27M	1.35M
Selling & Marketing Expenses	227K	179K	158K	148K	173K	181K	187K	173K	193K	167K	181K	168K	118K	182K	175K	147K	165K	186K	149K	142K	210K	130K	227K	113K
Cost & Expenses	227K	12.66M	12.82M	12.22M	12.67M	12.68M	13.64M	12.29M	12.63M	12.54M	11.52M	11.6M	11.23M	9.7M	8.78M	7.94M	6.75M	6.97M	6.68M	6.19M	5.12M	7.68M	8.23M	8.56M
Income Tax Expense	756K	557K	614K	1.05M	680K	797K	352K	789K	805K	620K	884K	727K	1.01M	966K	981K	867K	1.17M	699K	935K	961K	1.12M	386K	481K	635K
Shares Outstanding (Basic)	6.37M	6.37M	6.46M	6.47M	6.6M	6.68M	6.74M	6.83M	6.87M	6.92M	6.97M	7.05M	7.03M	7.08M	7.19M	7.27M	7.29M	7.36M	7.44M	7.53M	7.52M	7.46M	7.44M	7.44M
Shares Outstanding (Diluted)	6.45M	6.45M	6.53M	6.72M	6.65M	6.73M	6.79M	6.86M	6.89M	6.94M	6.98M	7.03M	7.07M	7.15M	7.24M	7.31M	7.32M	7.41M	7.48M	7.58M	7.59M	7.58M	7.49M	7.46M
EPS (Basic)	0.34	0.21	0.22	0.26	0.25	0.28	0.13	0.28	0.28	0.22	0.31	0.25	0.26	0.33	0.33	0.29	0.34	0.23	0.30	0.35	0.44	0.21	0.16	0.20
EPS (Diluted)	0.34	0.21	0.22	0.25	0.24	0.28	0.13	0.28	0.28	0.22	0.31	0.25	0.26	0.33	0.33	0.29	0.34	0.23	0.30	0.35	0.44	0.21	0.16	0.20
EBITDA	2.94M	3.08M	3.07M	3.55M	3.24M	3.39M	2.14M	3.59M	3.61M	2.9M	3.79M	3.25M	3.59M	4.07M	4.1M	3.85M	4.45M	3.61M	4.65M	4.99M	6.19M	3.69M	3.19M	3.39M
EBIT	2.94M	1.91M	2.05M	2.74M	2.31M	2.65M	1.22M	2.69M	2.76M	2.12M	3.03M	2.49M	2.82M	3.29M	3.35M	2.96M	3.63M	2.4M	3.2M	3.63M	4.46M	1.95M	1.66M	2.12M
Depreciation & Amortization	n/a	1.17M	1.02M	810K	936K	734K	914K	902K	849K	782K	767K	757K	776K	776K	747K	889K	820K	1.21M	1.45M	1.36M	1.73M	1.74M	1.53M	1.27M