Provident Financial Inc.

PROV | NASDAQ

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$18.62

+$0.01 (+0.05%)

At close: Sep 21, 2026, 4:00 PM ET

$18.62

$0 (0.00%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

+0.05%

(1D)

Rating

Updated: Aug 12, 2026

36.5

Fundamentals Weak

Market Sentiment Neutral

Moat None

Full Analysis

Key Statistics

Market Data

Market Cap $116.44M

1D Range

18.58 18.70

52W Range

14.95 18.99

Valuation (TTM)

PE 18.25

PB 0.92

EV/EBITDA 10.68

Valuation (NTM)

Forward PE 13.42

Forward PEG -3.24

Price Target $18

Cash Flow

FCF Yield 6.5%

SBC Adj. FCF Yield 6.1%

SBC Impact -6.4%

Margins

Gross Margin 68.1%

Operating Margin 20.3%

FCF Margin 16.0%

Growth (CAGR)

Revenue 3Y | 5Y -1.7% | 3.6%

Dil EPS 3Y | 5Y -5.5% | 0.2%

FCF 3Y | 5Y -21.0% | -9.8%

Returns

ROA 0.6%

ROE 5.2%

ROIC 0.6%

Financial Health

Net Debt

$18.59M

Current Ratio 0.48

Interest Coverage 0.49

Dividends

Div Yield 3.01%

Payout Ratio 54.9%

FCF Payout Ratio 47.8%

All Key Statistics

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Profile

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United Sta...

Sector Financial Services

Industry Banks - Regional

Employees 140

IPO Date Jun 27, 1996

Website www.myprovident.com

Fiscal Year July - June

Full Company Profile

Latest News

No news articles available yet.

Earnings

Next Earnings

Oct 27, 2026

EPS Est

Pro

Rev Est

Pro

Earnings Details ➞

Analyst Summary

# of Analysts

Consensus

Hold

Price Target

$18

Downside

-3.33%

Buy (0)

Hold (1)

Sell (0)

Analyst Details ➞