OptimumBank Inc.

OPHC | AMEX

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$9.20

-$0.13 (-1.39%)

At close: Sep 21, 2026, 4:00 PM ET

$9.88

+$0.68 (+7.39%)

Pre-market: Sep 22, 2026, 7:29 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Quarter Period Ending	Q2 2026 Jun 29, 2026	Q1 2026 Mar 30, 2026	Q4 2025 Dec 30, 2025	Q3 2025 Sep 29, 2025	Q2 2025 Jun 29, 2025	Q1 2025 Mar 30, 2025	Q4 2024 Dec 30, 2024	Q3 2024 Sep 29, 2024	Q2 2024 Jun 29, 2024	Q1 2024 Mar 30, 2024	Q4 2023 Dec 30, 2023	Q3 2023 Sep 29, 2023	Q2 2023 Jun 29, 2023	Q1 2023 Mar 30, 2023	Q4 2022 Dec 30, 2022	Q3 2022 Sep 29, 2022	Q2 2022 Jun 29, 2022	Q1 2022 Mar 30, 2022	Q4 2021 Dec 30, 2021	Q3 2021 Sep 29, 2021	Q2 2021 Jun 29, 2021	Q1 2021 Mar 30, 2021
Revenue	19.94M	21.24M	19.17M	18.3M	17.42M	16.24M	16.71M	16.45M	16.39M	14.7M	12.22M	9.81M	8.95M	8.25M	7.75M	6.19M	4.79M	4.11M	4.03M	3.4M	2.59M	2.14M
Cost of Revenue	5.05M	7.03M	5.97M	6.04M	6.39M	5.42M	7.02M	6.73M	6.64M	6.77M	5.11M	4.43M	3.29M	3.28M	3.06M	2.56M	1.26M	628K	482K	790K	631K	255K
Gross Profit	14.89M	14.2M	13.2M	12.27M	11.04M	10.82M	9.69M	9.72M	9.75M	7.93M	7.11M	5.38M	5.66M	4.97M	4.7M	3.62M	3.53M	3.49M	3.55M	2.61M	1.96M	1.89M
Operating Income	8.84M	6.2M	6.46M	5.66M	4.86M	5.2M	5.31M	4.44M	4.66M	3.22M	3.43M	1.73M	1.76M	1.55M	2.08M	903K	1.27M	1.15M	1.36M	917K	444K	348K
Interest Income	19.45M	19.45M	17.44M	16.32M	15.59M	15.01M	15.64M	15.33M	15.19M	13.47M	11.18M	8.9M	8.18M	7.52M	6.9M	5.49M	4.03M	3.46M	3.16M	2.97M	2.29M	1.97M
Pretax Income	8.84M	6.2M	6.46M	5.66M	4.86M	5.2M	5.31M	4.44M	4.66M	3.22M	3.43M	1.73M	1.76M	1.55M	2.08M	903K	1.27M	1.15M	1.36M	917K	444K	348K
Net Income	6.66M	4.66M	4.85M	4.32M	3.6M	3.87M	3.95M	3.3M	3.5M	2.38M	2.55M	1.27M	1.31M	1.15M	1.55M	673K	945K	855K	4.59M	917K	444K	348K
Selling & General & Admin	6.06M	6.71M	-9.99M	4M	3.74M	3.38M	2.15M	3.08M	3.03M	2.85M	2.11M	2.14M	2.04M	1.97M	1.41M	1.42M	1.31M	1.34M	1.33M	944K	750K	721K
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	1.29M	16.74M	2.6M	2.44M	2.25M	2.24M	2.21M	2.05M	1.86M	1.57M	1.51M	1.86M	1.46M	1.21M	1.3M	953K	1.01M	859K	745K	767K	817K
Operating Expenses	6.06M	8.01M	6.74M	6.6M	6.18M	5.63M	4.38M	5.29M	5.08M	4.71M	3.69M	3.65M	3.9M	3.42M	2.62M	2.72M	2.26M	2.34M	2.19M	1.69M	1.52M	1.54M
Interest Expense	7.03M	6.26M	5.57M	5.27M	5.35M	5.58M	6.41M	6.37M	6.45M	5.71M	4.04M	2.99M	2.59M	2.46M	2.35M	1.19M	272K	236K	264K	208K	234K	279K
Selling & Marketing Expenses	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	11.1M	15.04M	12.71M	12.64M	12.57M	11.04M	11.4M	12.01M	11.73M	11.48M	8.8M	8.09M	7.19M	6.7M	5.68M	5.28M	3.52M	2.97M	2.67M	2.48M	2.15M	1.79M
Income Tax Expense	2.18M	1.54M	1.6M	1.34M	1.25M	1.33M	1.36M	1.13M	1.17M	847K	876K	459K	446K	393K	528K	230K	321K	290K	-3.23M	n/a	n/a	n/a
Shares Outstanding (Basic)	11.96M	11.96M	11.75M	11.75M	11.75M	11.71M	10.32M	9.76M	9.64M	7.62M	7.25M	7.25M	7.25M	7.2M	7.06M	6.07M	6.01M	4.89M	4.35M	4.35M	3.27M	3.2M
Shares Outstanding (Diluted)	11.96M	11.96M	12.28M	12.28M	12.28M	12.23M	10.17M	10.29M	10.17M	7.63M	7.25M	7.25M	7.25M	7.2M	7.06M	6.07M	6.01M	4.89M	4.35M	4.35M	3.27M	3.2M
EPS (Basic)	0.56	0.39	0.41	0.37	0.31	0.33	0.38	0.34	0.36	0.31	0.35	0.18	0.18	0.16	0.22	0.11	0.16	0.17	1.06	0.21	0.14	0.11
EPS (Diluted)	0.56	0.39	0.40	0.35	0.29	0.32	0.39	0.32	0.34	0.31	0.35	0.18	0.18	0.16	0.22	0.11	0.16	0.17	1.06	0.21	0.14	0.11
EBITDA	9.08M	6.44M	6.77M	5.23M	5.73M	5.32M	5.49M	3.46M	5.93M	3.35M	3.61M	445K	3.29M	1.67M	2.2M	1.02M	1.39M	1.36M	1.38M	1.01M	543K	436K
EBIT	8.84M	6.2M	6.46M	5.66M	4.86M	5.2M	5.31M	4.44M	4.66M	3.22M	3.43M	1.73M	1.76M	1.55M	2.08M	903K	1.27M	1.15M	1.36M	917K	444K	348K
Depreciation & Amortization	238K	238K	312K	-430K	874K	128K	181K	-975K	1.27M	125K	185K	-1.28M	1.54M	122K	119K	118K	120K	212K	20K	95K	99K	88K