ChoiceOne Financial Services Inc.

COFS | NASDAQ

Price Alert Chart Builder DCF Calculator

$32.96

-$0.38 (-1.14%)

At close: Sep 21, 2026, 4:00 PM ET

$32.80

-$0.16 (-0.49%)

Pre-market: Sep 22, 2026, 4:30 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Quarter Period Ending	Q2 2026 Jun 29, 2026	Q1 2026 Mar 30, 2026	Q4 2025 Dec 30, 2025	Q3 2025 Sep 29, 2025	Q2 2025 Jun 29, 2025	Q1 2025 Mar 30, 2025	Q4 2024 Dec 30, 2024	Q3 2024 Sep 29, 2024	Q2 2024 Jun 29, 2024	Q1 2024 Mar 30, 2024	Q4 2023 Dec 30, 2023	Q3 2023 Sep 29, 2023	Q2 2023 Jun 29, 2023	Q1 2023 Mar 30, 2023	Q4 2022 Dec 30, 2022	Q3 2022 Sep 29, 2022	Q2 2022 Jun 29, 2022	Q1 2022 Mar 30, 2022	Q4 2021 Dec 30, 2021	Q3 2021 Sep 29, 2021	Q2 2021 Jun 29, 2021	Q1 2021 Mar 30, 2021
Revenue	1.25M	59.09M	60.47M	61.84M	60.43M	44.88M	36.03M	36.56M	34.03M	32.48M	32.01M	30.01M	26.8M	25.07M	24.38M	22.33M	21.1M	21.32M	20.96M	21.44M	20.15M	21.26M
Cost of Revenue	16.63M	16.63M	18.34M	17.3M	18.25M	26.81M	11.89M	11.87M	11.57M	11.96M	11.78M	10.08M	6.98M	4.41M	3.42M	2.05M	1.38M	1.15M	1.07M	1.03M	1.08M	1.22M
Gross Profit	-15.38M	42.46M	42.14M	44.54M	42.18M	18.07M	24.14M	24.69M	22.45M	20.53M	20.23M	19.93M	19.83M	20.66M	20.97M	20.29M	19.72M	20.17M	19.89M	20.42M	19.07M	20.04M
Operating Income	-16.68M	16.68M	16.79M	18.33M	16.67M	-17.6M	8.8M	9.27M	8.18M	6.84M	6.45M	6.2M	6.25M	6.66M	7.75M	6.87M	6.56M	6.48M	6.13M	6.91M	5.95M	7.51M
Interest Income	-53.28M	53.28M	54.38M	54.7M	53.93M	39.96M	31.04M	31.69M	29.94M	28.43M	27.96M	26.3M	23.32M	21.4M	20.64M	19.29M	17.67M	17.47M	16.82M	16.73M	15.42M	15.66M
Pretax Income	15.04M	16.68M	16.79M	18.33M	16.67M	-17.6M	8.8M	9.27M	8.18M	6.84M	6.45M	6.2M	6.25M	6.66M	7.75M	6.87M	6.56M	6.48M	6.13M	6.91M	5.95M	7.51M
Net Income	12.46M	13.7M	13.87M	14.68M	13.53M	-13.91M	7.16M	7.35M	6.59M	5.63M	5.29M	5.12M	5.21M	5.63M	6.68M	5.81M	5.62M	5.53M	5.01M	5.75M	5.04M	6.24M
Selling & General & Admin	1.3M	1.25M	15.29M	14.86M	14.54M	11.03M	9.39M	8.93M	8.85M	8.36M	8.55M	8.58M	8.21M	8.53M	7.94M	8.06M	7.91M	7.96M	8.17M	7.96M	7.36M	7.47M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	24.53M	10.06M	11.35M	10.97M	24.63M	5.95M	6.49M	5.43M	5.33M	5.23M	5.15M	5.36M	5.46M	5.27M	5.35M	5.25M	5.73M	5.59M	5.55M	5.77M	5.06M
Operating Expenses	1.3M	25.78M	25.35M	26.22M	25.51M	35.67M	15.34M	15.42M	14.28M	13.68M	13.78M	13.73M	13.57M	14M	13.22M	13.42M	13.16M	13.69M	13.76M	13.51M	13.13M	12.53M
Interest Expense	17.24M	16.63M	17.54M	17.1M	17.6M	13.65M	11.69M	11.44M	11.57M	11.96M	11.41M	10.08M	7.23M	4.39M	3.27M	1.95M	1.38M	1.15M	1.07M	1.03M	911K	967K
Selling & Marketing Expenses	279K	264K	258K	207K	260K	256K	271K	168K	199K	150K	148K	269K	155K	149K	286K	199K	147K	132K	313K	183K	207K	145K
Cost & Expenses	17.93M	42.41M	43.69M	43.52M	43.76M	62.48M	27.23M	27.28M	25.85M	25.64M	25.56M	23.81M	20.55M	18.41M	16.63M	15.46M	14.53M	14.84M	14.83M	14.53M	14.21M	13.75M
Income Tax Expense	2.57M	2.98M	2.92M	3.65M	3.14M	-3.69M	1.64M	1.93M	1.59M	1.21M	1.16M	1.08M	1.04M	1.03M	1.07M	1.06M	947K	948K	1.12M	1.16M	902K	1.27M
Shares Outstanding (Basic)	15.02M	15.02M	15.02M	14.98M	15M	8.17M	8.64M	8.64M	7.57M	7.51M	7.56M	7.54M	7.53M	7.52M	7.51M	7.51M	7.5M	7.5M	7.62M	7.62M	7.77M	7.8M
Shares Outstanding (Diluted)	15.07M	15.07M	15.07M	15.14M	15.04M	10.74M	8.54M	8.54M	7.6M	7.6M	7.56M	7.57M	7.55M	7.55M	7.51M	7.52M	7.51M	7.52M	7.58M	7.63M	7.78M	7.81M
EPS (Basic)	0.83	0.91	0.92	0.98	0.90	-1.70	0.83	0.86	0.87	0.75	0.70	0.68	0.69	0.75	0.89	0.77	0.75	0.74	0.67	0.75	0.65	0.80
EPS (Diluted)	0.83	0.91	0.92	0.97	0.90	-1.30	0.84	0.85	0.87	0.74	0.70	0.68	0.69	0.75	0.89	0.77	0.75	0.74	0.66	0.75	0.65	0.80
EBITDA	-21.61M	21.61M	22.11M	23.83M	22.08M	-13.96M	11.96M	12.36M	11.2M	9.9M	9.53M	9.35M	9.34M	9.77M	10.91M	10.19M	10.08M	9.82M	9.62M	10.22M	8.99M	10.11M
EBIT	-16.68M	16.68M	16.79M	18.33M	16.67M	-17.6M	8.8M	9.27M	8.18M	6.84M	6.45M	6.2M	6.25M	6.66M	7.75M	6.87M	6.56M	6.48M	6.13M	6.91M	5.95M	7.51M
Depreciation & Amortization	-4.93M	4.93M	5.32M	5.5M	5.41M	3.63M	3.16M	3.09M	3.02M	3.06M	3.08M	3.15M	3.09M	3.11M	3.16M	3.32M	3.52M	3.35M	3.49M	3.3M	3.04M	2.6M