ChoiceOne Financial Services Inc.

COFS | NASDAQ

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$32.96

-$0.38 (-1.14%)

At close: Sep 21, 2026, 4:00 PM ET

$32.96

$0 (0.00%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

-1.14%

(1D)

Rating

Updated: Aug 29, 2026

Fundamentals Strong

Market Sentiment Neutral

Moat None

Full Analysis

Key Statistics

Market Data

Market Cap $492.77M

1D Range

32.88 33.52

52W Range

26.10 35.40

Valuation (TTM)

PE 9.08

PB 1.02

EV/EBITDA 4.18

Valuation (NTM)

Forward PE 9.64

Forward PEG 8.47

Price Target $38

Cash Flow

FCF Yield 6.3%

SBC Adj. FCF Yield 6.0%

SBC Impact -3.2%

Margins

Gross Margin 62.3%

Operating Margin 19.2%

FCF Margin 16.9%

Growth (CAGR)

Revenue 3Y | 5Y 22.8% | 16.9%

Dil EPS 3Y | 5Y 5.4% | 8.1%

FCF 3Y | 5Y -14.8% | 23.5%

Returns

ROA 1.2%

ROE 11.7%

ROIC 3.4%

Financial Health

Net Cash

$300.72M

Current Ratio 0.17

Interest Coverage 0.51

Dividends

Div Yield 3.52%

Payout Ratio 32.0%

FCF Payout Ratio 55.5%

All Key Statistics

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Profile

ChoiceOne Financial Services, Inc. functions as the holding company for ChoiceOne Bank, which delivers a comprehensive range of community banking services to businesses (corporations and partnerships)...

Sector Financial Services

Industry Banks - Regional

Employees 577

IPO Date Jun 20, 2001

Website www.choiceone.bank

Fiscal Year January - December

Full Company Profile

Latest News

No news articles available yet.

Earnings

Next Earnings

Oct 23, 2026

EPS Est

Pro

Rev Est

Pro

Earnings Details ➞

Analyst Summary

# of Analysts

Consensus

Hold

Price Target

$38

Upside

+15.29%

Buy (1)

Hold (1)

Sell (0)

Analyst Details ➞