ChoiceOne Financial Services Inc.

COFS | NASDAQ

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$32.96

-$0.38 (-1.14%)

At close: Sep 21, 2026, 4:00 PM ET

$32.96

$0 (0.00%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	192.89M	139.1M	113.89M	89.13M	83.81M	78.41M
Cost of Revenue	80.7M	47.29M	33.25M	8M	4.39M	8.64M
Gross Profit	112.19M	91.81M	80.64M	81.14M	79.42M	69.77M
Operating Income	34.19M	33.09M	25.57M	27.66M	26.5M	18.89M
Interest Income	202.96M	121.1M	98.98M	75.06M	64.62M	55.72M
Pretax Income	34.19M	33.09M	25.57M	27.66M	26.5M	18.89M
Net Income	28.18M	26.73M	21.26M	23.64M	22.04M	15.61M
Selling & General & Admin	62.05M	35.53M	33.87M	31.88M	30.95M	27.58M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	15.95M	23.19M	21.21M	21.6M	21.97M	23.31M
Operating Expenses	78M	58.72M	55.07M	53.48M	52.92M	50.88M
Interest Expense	65.89M	46.66M	33.1M	7.75M	3.98M	4.64M
Selling & Marketing Expenses	n/a	788K	721K	764K	848K	588K
Cost & Expenses	158.7M	106.01M	88.32M	61.47M	57.31M	59.53M
Income Tax Expense	6.01M	6.36M	4.31M	4.02M	4.46M	3.27M
Shares Outstanding (Basic)	13.94M	8.17M	7.54M	7.51M	7.68M	7.51M
Shares Outstanding (Diluted)	13.99M	8.22M	7.57M	7.53M	7.7M	7.53M
EPS (Basic)	2.02	3.27	2.82	3.15	2.87	2.08
EPS (Diluted)	2.01	3.25	2.82	3.15	2.86	2.07
EBITDA	54.06M	45.42M	38M	41M	38.92M	26.59M
EBIT	34.19M	33.09M	25.57M	27.66M	26.5M	18.89M
Depreciation & Amortization	19.87M	12.33M	12.43M	13.34M	12.43M	7.71M