ChoiceOne Financial Services Inc.

COFS | NASDAQ

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$32.96

-$0.38 (-1.14%)

At close: Sep 21, 2026, 4:00 PM ET

$32.96

$0 (0.00%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Net Income	28.18M	26.73M	21.26M	23.64M	22.04M	15.61M
Depreciation & Amortization	19.87M	3.45M	12.43M	13.34M	12.43M	7.71M
Stock-Based Compensation	883K	720K	1.01M	958K	812K	512K
Other Working Capital	-15.22M	-817K	12.99M	2M	297K	-6.72M
Other Non-Cash Items	-1.78M	18.84M	-1.18M	4.41M	1.2M	-8.84M
Deferred Income Tax	-113K	-271K	-24K	-15K	924K	202K
Change in Working Capital	-15.22M	-817K	12.99M	2M	297K	-6.72M
Operating Cash Flow	31.81M	48.65M	46.48M	44.33M	37.7M	8.48M
Capital Expenditures	-6.63M	-1.71M	-4.23M	-1.16M	-2.76M	-1.85M
Cash Acquisitions	173.07M	n/a	n/a	n/a	n/a	35.64M
Purchase of Investments	-88.38M	-14.5M	-6.43M	-65.54M	-637.94M	-375.67M
Sales Maturities Of Investments	123.18M	59.77M	51.48M	106.83M	83.94M	170.73M
Other Investing Acitivies	-94.56M	-141.47M	-222.18M	-129.93M	35.38M	-79.59M
Investing Cash Flow	106.69M	-97.91M	-181.37M	-89.81M	-521.37M	-250.75M
Debt Repayment	-80.21M	-25M	300M	n/a	73.17M	-23.87M
Common Stock Repurchased	-2.68M	n/a	n/a	-682K	-7.79M	n/a
Dividend Paid	-16.95M	-9.01M	-7.91M	-7.58M	-7.2M	-6.17M
Other Financial Acitivies	-47.99M	91.83M	4.05M	65.62M	377.72M	292.15M
Financial Cash Flow	-147.26M	90.58M	296.37M	57.54M	436.04M	262.23M
Net Cash Flow	-8.76M	41.32M	161.49M	12.06M	-47.63M	19.96M
Free Cash Flow	25.19M	46.94M	42.25M	43.16M	34.94M	6.63M
Adj. Free Cash Flow	24.3M	46.22M	41.24M	42.21M	34.13M	6.11M
Maintenance CapEx	n/a	n/a	n/a	n/a	-447.26K	n/a
Growth CapEx	-6.63M	-1.71M	-4.23M	-1.16M	-2.31M	-1.85M
Owner Earnings	31.81M	48.65M	46.48M	44.33M	37.25M	8.48M