Live Oak Bancshares Inc.
LOB | NYSE
$38.09
+$0.07 (+0.18%)
Sep 22, 2026, 10:54 AM ET · Market open
TTM Period Ending | Q2 2026 Jun 29, 2026 | Q1 2026 Mar 30, 2026 | Q4 2025 Dec 30, 2025 | Q3 2025 Sep 29, 2025 | Q2 2025 Jun 29, 2025 | Q1 2025 Mar 30, 2025 | Q4 2024 Dec 30, 2024 | Q3 2024 Sep 29, 2024 | Q2 2024 Jun 29, 2024 | Q1 2024 Mar 30, 2024 | Q4 2023 Dec 30, 2023 | Q3 2023 Sep 29, 2023 | Q2 2023 Jun 29, 2023 | Q1 2023 Mar 30, 2023 | Q4 2022 Dec 30, 2022 | Q3 2022 Sep 29, 2022 | Q2 2022 Jun 29, 2022 | Q1 2022 Mar 30, 2022 | Q4 2021 Dec 30, 2021 | Q3 2021 Sep 29, 2021 | Q2 2021 Jun 29, 2021 | Q1 2021 Mar 30, 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 1.08B | 1.06B | 1.04B | 991.72M | 971.6M | 945.08M | 929.29M | 887.46M | 865.22M | 827.16M | 776.55M | 723.87M | 641.15M | 554.32M | 508.83M | 483.02M | 465.46M | 516.89M | 506.41M | 486.24M | 491.16M | 423.06M |
Cost of Revenue | 535.14M | 531.28M | 538.25M | 566.71M | 574.97M | 555.54M | 532.68M | 489.96M | 445M | 424.55M | 394.29M | 358.72M | 303.35M | 229.5M | 157.92M | 106.02M | 79.27M | 79.08M | 79.64M | 90.53M | 105.15M | 116.64M |
Gross Profit | 545.11M | 533.57M | 503M | 425.01M | 396.63M | 389.53M | 396.61M | 397.5M | 420.22M | 402.61M | 382.26M | 365.15M | 337.8M | 324.82M | 350.92M | 377M | 386.18M | 437.81M | 426.78M | 395.71M | 386.01M | 306.42M |
Operating Income | 202.55M | 187.93M | 160.98M | 94.14M | 75.4M | 80.26M | 89.24M | 93.49M | 118.41M | 101.32M | 82.83M | 66.06M | 67.7M | 171.04M | 210.32M | 257.39M | 256.23M | 210.08M | 210.79M | 175.05M | 177.3M | 106.38M |
Interest Income | 946.66M | 929.23M | 908.47M | 881.39M | 858.89M | 833.06M | 812.37M | 786.34M | 758.02M | 729.28M | 688.28M | 638.35M | 573.57M | 503.11M | 444.47M | 400.07M | 377.02M | 365.77M | 361.21M | 352.05M | 334.34M | 313.16M |
Pretax Income | 202.55M | 187.93M | 160.98M | 94.14M | 75.4M | 80.26M | 89.24M | 93.49M | 118.41M | 101.32M | 82.83M | 66.06M | 67.7M | 171.04M | 210.32M | 257.39M | 256.23M | 210.08M | 210.79M | 175.05M | 177.3M | 106.38M |
Net Income | 137.47M | 124.1M | 103.78M | 69.56M | 56.07M | 59.61M | 77.47M | 83.74M | 110.51M | 101.09M | 73.9M | 59.53M | 62.6M | 142.1M | 176.21M | 204.56M | 195.53M | 162.08M | 167M | 166.44M | 166.38M | 106.57M |
Selling & General & Admin | 251.78M | 254.08M | 253.85M | 220.87M | 211.5M | 206.31M | 205.25M | 205.87M | 207.45M | 206.68M | 204.28M | 183.21M | 181.49M | 181.1M | 177.59M | 189.22M | 178.08M | 167.95M | 153.47M | 148.06M | 140.26M | 135.54M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 90.78M | 91.55M | 88.16M | 110M | 109.73M | 102.96M | 102.13M | 98.14M | 94.36M | 94.61M | 95.15M | 115.88M | 88.61M | -27.32M | -37M | -69.61M | -48.12M | 59.79M | 62.52M | 72.61M | 68.45M | 64.5M |
Operating Expenses | 342.56M | 345.64M | 342.02M | 330.87M | 321.23M | 309.27M | 307.38M | 304.01M | 301.81M | 301.29M | 299.43M | 299.09M | 270.1M | 153.78M | 140.59M | 119.61M | 129.96M | 227.74M | 215.99M | 220.67M | 208.72M | 200.04M |
Interest Expense | 463.32M | 462.01M | 460.11M | 458.67M | 454.67M | 446.73M | 436.47M | 418.33M | 397.6M | 375.88M | 342.97M | 296.72M | 237.47M | 171.37M | 116.97M | 80.83M | 63.93M | 61.16M | 64.43M | 70.6M | 79.27M | 88.65M |
Selling & Marketing Expenses | 4.14M | 8.56M | 12.22M | 11.9M | 12.54M | 11.12M | 11.15M | 11.67M | 12.64M | 12.65M | 12.56M | 13.95M | 13.13M | 12.42M | 10.54M | 8.5M | 7.51M | 6.08M | 5M | 4.13M | 3.05M | 2.8M |
Cost & Expenses | 877.7M | 876.91M | 880.26M | 897.59M | 896.19M | 864.82M | 840.06M | 793.97M | 746.81M | 725.83M | 693.72M | 657.8M | 573.46M | 383.28M | 298.51M | 225.63M | 209.23M | 306.81M | 295.63M | 311.19M | 313.86M | 316.68M |
Income Tax Expense | 65.32M | 64.02M | 57.35M | 24.77M | 19.48M | 20.76M | 11.82M | 9.75M | 7.9M | 238K | 8.93M | 6.54M | 5.09M | 28.94M | 34.12M | 52.82M | 60.69M | 48M | 43.79M | 8.61M | 10.92M | -195K |
Shares Outstanding (Basic) | 46.27M | 45.91M | 45.91M | 45.78M | 45.63M | 45.38M | 45.22M | 45.07M | 44.98M | 44.76M | 44.52M | 44.41M | 44.33M | 44.16M | 44.01M | 43.92M | 43.83M | 43.7M | 43.49M | 43.33M | 43.17M | 42.67M |
Shares Outstanding (Diluted) | 46.59M | 46.3M | 46.3M | 46.22M | 45.8M | 45.75M | 46.16M | 45.95M | 45.53M | 45.64M | 45.31M | 45.27M | 44.84M | 44.96M | 44.79M | 44.8M | 44.8M | 45.23M | 45.48M | 45.04M | 45.06M | 44.7M |
EPS (Basic) | 2.88 | 2.64 | 2.24 | 1.50 | 1.22 | 1.31 | 1.72 | 1.86 | 2.47 | 2.27 | 1.66 | 1.34 | 1.42 | 3.23 | 4.01 | 4.66 | 4.47 | 3.74 | 3.87 | 3.90 | 3.95 | 2.56 |
EPS (Diluted) | 2.84 | 2.61 | 2.22 | 1.49 | 1.22 | 1.30 | 1.69 | 1.83 | 2.43 | 2.23 | 1.64 | 1.32 | 1.40 | 3.18 | 3.93 | 4.55 | 4.35 | 3.59 | 3.71 | 3.73 | 3.78 | 2.46 |
EBITDA | 219.84M | 212.01M | 185.09M | 121.22M | 102.12M | 105.54M | 112.52M | 115.45M | 139.56M | 122.38M | 104.1M | 87.16M | 88.37M | 191.61M | 231.1M | 278.48M | 277.58M | 231.58M | 232.15M | 196.08M | 198.36M | 127.71M |
EBIT | 202.55M | 187.93M | 160.98M | 94.14M | 75.4M | 80.26M | 89.24M | 93.49M | 118.41M | 101.32M | 82.83M | 66.06M | 67.7M | 171.04M | 210.32M | 257.39M | 256.23M | 210.08M | 210.79M | 175.05M | 177.3M | 106.38M |
Depreciation & Amortization | 17.29M | 24.07M | 24.11M | 27.08M | 26.72M | 25.28M | 23.28M | 21.96M | 21.15M | 21.06M | 21.27M | 21.09M | 20.67M | 20.57M | 20.78M | 21.1M | 21.35M | 21.51M | 21.37M | 21.04M | 21.06M | 21.33M |
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