Bread Financial  Inc. logo

Bread Financial Inc.

BFH | NYSE
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$106.26
-$1.74 (-1.61%)
Sep 22, 2026, 12:46 PM ET · Market open
Fiscal Year
Period Ending
FY 2025
Dec 30, 2025
FY 2024
Dec 30, 2024
FY 2023
Dec 30, 2023
FY 2022
Dec 30, 2022
FY 2021
Dec 30, 2021
FY 2020
Dec 30, 2020
PE Ratio
6.65 10.94 2.28 8.43 4.13 13.22
PEG Ratio
0.07 -0.18 0.01 -0.12 0.02 -0.22
PS Ratio
0.71 0.63 0.32 0.43 1.01 0.86
PB Ratio
1 0.99 0.56 0.83 1.59 1.86
P/FCF Ratio
1.59 1.63 0.83 1.06 2.27 1.54
P/OCF Ratio
1.59 1.63 0.83 1.02 2.14 1.50
OCF/S Ratio
44.52 38.75 38.40 42.26 47.19 57.10
Debt / Equity Ratio
1.32 1.86 1.86 3.59 3.63 5.72
Quick Ratio
0.27 0.29 0.27 0.28 1.66 0.25
Current Ratio
0.27 0.29 0.27 0.28 1.66 0.27
Asset Turnover
0.21 0.21 0.22 0.17 0.15 0.15
Interest Coverage
0.72 0.40 1.10 0.60 2.73 1.78
Return on Equity
15.57% 9.08% 24.61% 9.85% 38.40% 14.06%
Return on Assets
2.29% 1.21% 3.10% 0.88% 3.68% 0.95%
Return on Invested Capital
6.54% 3.12% 8.63% 2.12% 8.13% 5.53%
Dividend Yield
1.26% 1.42% 2.56% 2.29% 1.27% 2.16%
Payout Ratio
8.11% 15.52% 5.85% 19.28% 5.24% 28.50%
FCF Payout Ratio
2.06% 2.38% 2.16% 2.46% 2.94% 3.37%
Gross Profit Margin
63.33% 50.88% 59.26% 52.05% 51.28% 59.13%
Net Profit Margin
11.02% 5.77% 13.88% 5.10% 24.50% 6.49%
Pretax Profit Margin
13.07% 7.94% 18.71% 6.86% 31.93% 9.13%
Operating Profit Margin
13.07% 7.94% 18.71% 6.86% 31.93% 26.94%
FCF Margin
44.52% 38.75% 38.40% 40.70% 44.62% 55.46%
EBITDA Margin
14.77% 9.82% 20.95% 9.44% 35.69% 16.65%

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