Bread Financial Inc.
BFH | NYSE
$105.50
-$2.50 (-2.31%)
Sep 22, 2026, 1:51 PM ET · Market open
Fiscal Quarter Period Ending | Q1 2026 Mar 30, 2026 | Q4 2025 Dec 30, 2025 | Q3 2025 Sep 29, 2025 | Q2 2025 Jun 29, 2025 | Q1 2025 Mar 30, 2025 | Q4 2024 Dec 30, 2024 | Q3 2024 Sep 29, 2024 | Q2 2024 Jun 29, 2024 | Q1 2024 Mar 30, 2024 | Q4 2023 Dec 30, 2023 | Q3 2023 Sep 29, 2023 | Q2 2023 Jun 29, 2023 | Q1 2023 Mar 30, 2023 | Q4 2022 Dec 30, 2022 | Q3 2022 Sep 29, 2022 | Q2 2022 Jun 29, 2022 | Q1 2022 Mar 30, 2022 | Q4 2021 Dec 30, 2021 | Q3 2021 Sep 29, 2021 | Q2 2021 Jun 29, 2021 | Q1 2021 Mar 30, 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Income | 181M | 54M | 188M | 138M | 138M | 7M | 2M | 134M | 134M | 43M | 172M | 48M | 455M | -134M | 134M | 13M | 210M | 17.6M | 223M | 273.5M | 286.2M |
Depreciation & Amortization | 19M | 19M | 19M | 21M | 21M | 22M | 22M | 23M | 23M | 24M | 23M | 35M | 34M | 33M | 29M | 30M | 21M | 25.8M | 31M | 31.5M | 34M |
Stock-Based Compensation | 15M | 15M | 13M | 15M | 13M | 13M | 13M | 13M | 15M | 12M | 10M | 13M | 9M | 9M | 8M | 9M | 7M | 4.4M | 9M | 9.2M | 6.8M |
Other Working Capital | -73M | 39M | -13M | 56M | -121M | 14M | -45M | -10M | -26M | 46M | 77M | -99M | 4M | -33M | 124M | -209M | 71M | -66.4M | 31M | -159.8M | 154.9M |
Other Non-Cash Items | 333M | 446M | 320M | 302M | 319M | 444M | 483M | 306M | 357M | 525M | 352M | 357M | -85M | 730M | 348M | 457M | 236M | 388.6M | 183M | 13.7M | 61.1M |
Deferred Income Tax | 12M | -5M | 78M | -6M | 23M | -21M | -19M | 11M | -56M | -33M | -5M | -11M | -19M | -108M | -35M | -54M | -48M | -35M | -2M | 47.9M | -25.8M |
Change in Working Capital | -73M | 39M | -13M | 56M | -121M | 14M | -45M | -10M | -26M | 46M | 77M | -99M | 4M | -33M | 124M | -209M | 71M | -66.4M | 31M | -159.8M | 154.9M |
Operating Cash Flow | 487M | 568M | 605M | 526M | 393M | 479M | 456M | 477M | 447M | 617M | 629M | 343M | 398M | 497M | 608M | 246M | 497M | 335M | 475M | 216M | 517.2M |
Capital Expenditures | n/a | n/a | -8M | n/a | n/a | n/a | 26M | -9M | -17M | -21M | -10M | n/a | -11M | -15M | -11M | -23M | -20M | -25.2M | -24M | -22.7M | -12.2M |
Cash Acquisitions | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -75M | n/a | 22.7M | 200K |
Purchase of Investments | -8M | -2M | -5M | -9M | -6M | -2M | -6M | -11M | -12M | -21M | -15M | -17M | -7M | -8M | -5M | -5M | -18M | -15.6M | -17M | -38M | -22.3M |
Sales Maturities Of Investments | 4M | 4M | 6M | 5M | 5M | 4M | 3M | 4M | 3M | 14M | 4M | 3M | 3M | 5M | 7M | 6M | 12M | 12.3M | 26M | 12.5M | 22.1M |
Other Investing Acitivies | 321M | -1.51B | -339M | -217M | 692M | -1.35B | -563M | 47M | 746M | -1.76B | -260M | -261M | 3.16B | -3.61B | -582M | -1.19B | 336M | -1.97B | -139M | -448.9M | 1.02B |
Investing Cash Flow | 317M | -1.5B | -338M | -221M | 691M | -1.35B | -569M | 31M | 720M | -1.79B | -281M | -281M | 3.14B | -3.62B | -591M | -1.21B | 310M | -2.07B | -154M | -474.4M | 1.01B |
Debt Repayment | -433M | 473M | -448M | -907M | -435M | 942M | -329M | 101M | -651M | 1.07B | -477M | -161M | -3.13B | 2.08B | -1.51B | 656M | -662M | 765M | -40M | 730M | -1.89B |
Common Stock Repurchased | -153M | -123M | -40M | -47M | -103M | -44M | n/a | n/a | -11M | n/a | -35M | n/a | n/a | n/a | n/a | n/a | -12M | n/a | n/a | n/a | n/a |
Dividend Paid | -14M | -11M | -9M | -10M | -12M | -11M | -10M | -11M | -11M | -10M | -11M | -10M | -11M | -11M | -10M | -12M | -10M | -11M | -10M | -10M | -11M |
Other Financial Acitivies | 125M | 445M | 191M | 241M | -12M | 228M | -149M | -334M | -302M | 338M | 219M | -172M | -698M | 1.38B | 1.41B | 380M | -412M | 1.01B | 258M | -344M | 159M |
Financial Cash Flow | -475M | 784M | -306M | -723M | -562M | 1.12B | -488M | -244M | -975M | 1.4B | -304M | -343M | -3.83B | 3.45B | -106M | 1.02B | -1.1B | 1.77B | 208M | 376M | -1.74B |
Net Cash Flow | 329M | -151M | -39M | -418M | 522M | 243M | -601M | 264M | 192M | 221M | 44M | -281M | -295M | 319M | -89M | 63M | -289M | 32.4M | 524M | 120.2M | -216.3M |
Free Cash Flow | 487M | 568M | 597M | 526M | 393M | 479M | 482M | 468M | 430M | 596M | 619M | 343M | 387M | 482M | 597M | 223M | 477M | 309.8M | 451M | 193.3M | 505M |
Adj. Free Cash Flow | 472M | 553M | 584M | 511M | 380M | 466M | 469M | 455M | 415M | 584M | 609M | 330M | 378M | 473M | 589M | 214M | 470M | 305.4M | 442M | 184.1M | 498.2M |
Maintenance CapEx | n/a | n/a | -8M | n/a | n/a | n/a | 26M | -7.27M | -17M | -18.67M | n/a | n/a | n/a | n/a | -8.84M | -719.7K | -20M | -25.2M | -19.41M | -22.7M | -12.2M |
Growth CapEx | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -1.73M | n/a | -2.33M | -10M | n/a | -11M | -15M | -2.16M | -22.28M | n/a | n/a | -4.59M | n/a | n/a |
Owner Earnings | 487M | 568M | 597M | 526M | 393M | 479M | 482M | 469.73M | 430M | 598.33M | 629M | 343M | 398M | 497M | 599.16M | 245.28M | 477M | 309.8M | 455.59M | 193.3M | 505M |
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