Western Union
WU | NYSE
$6.25
+$0.05 (+0.81%)
Sep 22, 2026, 2:39 PM ET · Market open
Market Data
Market Cap $1.93B
Enterprise Value $1.01B
Beta 0.54
Average Volume 9.15M
Shares Outstanding (Diluted) 315.2M
Shares Change YoY -4.37%
Institutional Ownership 98.11%
Exchange NYSE
ISIN US9598021098
Price Performance
Price Change 1M -15.3%
Price Change 3M -11.8%
Price Change 6M -31.9%
Price Change YTD -32.8%
Price Change 1Y -23.6%
Price Change 3Y -52.5%
Price Change 5Y -69.3%
1M CAGR (ann.) -9.2%
1Y CAGR (ann.) -14.9%
5Y CAGR (ann.) -14.9%
All-Time CAGR -2.3%
Valuation
PE Ratio 5.04
Forward PE 4.06
PEG Ratio -0.09
Forward PEG 0.29
PS Ratio 0.48
Forward PS 0.40
PB Ratio 2.11
P/FCF Ratio 4.80
P/Adj. FCF Ratio 4.80
P/OCF Ratio 3.18
EV/Sales 0.25
EV/EBIT 1.95
EV/EBITDA 1.73
EV/FCF 2.52
Earnings Yield 19.8%
FCF Yield 20.8%
Adj. FCF Yield 20.8%
Financial Health
Net Cash $919.8M
Total Debt $0
Cash & Short-Term Investments $919.8M
Total Assets $7.97B
Current Ratio 3.75
Quick Ratio 3.75
Debt / Equity Ratio 2.95
Debt / EBITDA 0.00
Debt / FCF 0.00
OCF / Debt N/A
Interest Coverage 1.85
Altman Z-Score 0.97
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 33.0%
Operating Profit Margin 16.2%
EBITDA Margin 20.6%
Net Profit Margin 9.8%
FCF Margin 10.0%
Adj. FCF Margin 10.0%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 5.0%
Return on Equity 42.6%
Return on Invested Capital 13.7%
Return on Capital Employed 8.5%
Return on Tangible Assets 7.3%
Historical Growth (CAGR)
Revenue CAGR 3Y -2.8%
Revenue CAGR 5Y -4.3%
Revenue CAGR 10Y -3.0%
EPS CAGR 3Y -14.5%
EPS CAGR 5Y -8.9%
EPS CAGR 10Y -3.0%
FCF CAGR 3Y 7.4%
FCF CAGR 5Y -9.4%
FCF CAGR 10Y -7.1%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 49
EPS Growth Next 3Y 18.4%
Revenue Growth Next 3Y 2.7%
Earnings Date Oct 21, 2026
EPS Estimate (next Q) $0.35
EPS Growth Est (next Q) -25.5%
Revenue Est (next Q) $1.06B
Revenue Growth Est (next Q) 2.4%
Fair Value Estimates
Graham Number $8.99
Graham Upside 45.0%
Lynch Fair Value $6.15
Lynch Upside -0.8%
Price Target $6.83
Price Target Upside 10.2%
Cash Flow
Operating Cash Flow $609.7M
Free Cash Flow $402.6M
Adj. Free Cash Flow $402.6M
FCF Per Share $1.29
OCF Per Share $1.95
OCF/S Ratio 15.1%
Income Statement
Revenue $4.03B
Gross Profit $1.33B
Operating Income $653.7M
EBITDA $585.7M
Net Income $395.4M
EPS (Diluted) $1.23
Revenue / Employee $420.26K
Profit / Employee $41.19K
Employees 9,600
Dividends
Annual Dividend $0.94
Dividend Yield 15.16%
Payout Ratio 76.4%
FCF Payout Ratio 75.2%
Adj. FCF Payout Ratio 75.2%
Dividend Growth (YoY) 0.0%
Pay Frequency Quarterly
Ex-Dividend Date Sep 15, 2026
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