Timberland Bancorp Inc.

TSBK | NASDAQ

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$45.55

-$0.36 (-0.78%)

At close: Sep 21, 2026, 4:00 PM ET

$45.24

-$0.31 (-0.68%)

Pre-market: Sep 22, 2026, 4:30 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $359.38M

Enterprise Value $338.09M

Beta 0.30

Average Volume 35.2K

Shares Outstanding (Diluted) 7.85M

Shares Change YoY -0.85%

Institutional Ownership 66.02%

Exchange NASDAQ

ISIN US8870981011

Price Performance

Price Change 1M -2.1%

Price Change 3M 3.9%

Price Change 6M 16.1%

Price Change YTD 28.9%

Price Change 1Y 31.0%

Price Change 3Y 68.3%

Price Change 5Y 63.5%

1M CAGR (ann.) 1.1%

1Y CAGR (ann.) 33.2%

5Y CAGR (ann.) 13.8%

All-Time CAGR 7.6%

Valuation

PE Ratio 11.42

Forward PE N/A

PEG Ratio 0.65

Forward PEG 0.65

PS Ratio 3.25

Forward PS N/A

PB Ratio 1.31

P/FCF Ratio 12.16

P/Adj. FCF Ratio 12.42

P/OCF Ratio 12.31

EV/Sales 3.08

EV/EBIT 8.64

EV/EBITDA 8.26

EV/FCF 11.53

Earnings Yield 8.8%

FCF Yield 8.2%

Adj. FCF Yield 8.1%

Financial Health

Net Cash $22.8M

Total Debt $14.32M

Cash & Short-Term Investments $32.8M

Total Assets $2.06B

Current Ratio 9.28

Quick Ratio 9.28

Debt / Equity Ratio 0.05

Debt / EBITDA 0.35

Debt / FCF 0.49

OCF / Debt 2.19

Interest Coverage 1.22

Altman Z-Score 0.43

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 77.3%

Operating Profit Margin 35.7%

EBITDA Margin 37.8%

Net Profit Margin 28.7%

FCF Margin 26.8%

Adj. FCF Margin 26.2%

SBC / Revenue 0.5%

SBC Impact (per share) -2.1%

Returns

Return on Assets 1.5%

Return on Equity 11.7%

Return on Invested Capital 1.5%

Return on Capital Employed 1.9%

Return on Tangible Assets 1.5%

Historical Growth (CAGR)

Revenue CAGR 3Y 9.8%

Revenue CAGR 5Y 9.3%

Revenue CAGR 10Y 10.1%

EPS CAGR 3Y 6.3%

EPS CAGR 5Y 3.7%

EPS CAGR 10Y 10.4%

FCF CAGR 3Y -2.1%

FCF CAGR 5Y 1.3%

FCF CAGR 10Y 10.8%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Jul 27, 2026

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $56.06

Graham Upside 23.1%

Lynch Fair Value $19.95

Lynch Upside -56.2%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $31.34M

Free Cash Flow $29.33M

Adj. Free Cash Flow $28.71M

FCF Per Share $3.43

OCF Per Share $3.70

OCF/S Ratio 26.4%

Income Statement

Revenue $109.63M

Gross Profit $84.74M

Operating Income $39.14M

EBITDA $40.92M

Net Income $31.51M

EPS (Diluted) $3.99

Revenue / Employee $404.55K

Profit / Employee $116.28K

Employees 271

Dividends

Annual Dividend $1.16

Dividend Yield 2.55%

Payout Ratio 29.1%

FCF Payout Ratio 29.3%

Adj. FCF Payout Ratio 30.0%

Dividend Growth (YoY) 13.7%

Pay Frequency Quarterly

Ex-Dividend Date Aug 9, 2026