Pathfinder Bancorp Inc.

PBHC | NASDAQ

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$17.30

-$0.72 (-4.00%)

At close: Sep 21, 2026, 4:00 PM ET

$18.11

+$0.81 (+4.68%)

After-hours: Sep 21, 2026, 4:24 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

TTM Period Ending	Q2 2026 Jun 29, 2026	Q1 2026 Mar 30, 2026	Q4 2025 Dec 30, 2025	Q3 2025 Sep 29, 2025	Q2 2025 Jun 29, 2025	Q1 2025 Mar 30, 2025	Q4 2024 Dec 30, 2024	Q3 2024 Sep 29, 2024	Q2 2024 Jun 29, 2024	Q1 2024 Mar 30, 2024	Q4 2023 Dec 30, 2023	Q3 2023 Sep 29, 2023	Q2 2023 Jun 29, 2023	Q1 2023 Mar 30, 2023	Q4 2022 Dec 30, 2022	Q3 2022 Sep 29, 2022	Q2 2022 Jun 29, 2022	Q1 2022 Mar 30, 2022	Q4 2021 Dec 30, 2021	Q3 2021 Sep 29, 2021	Q2 2021 Jun 29, 2021	Q1 2021 Mar 30, 2021
Revenue	78.97M	77.34M	79.15M	80.33M	81.72M	84.06M	83.47M	82.11M	78.07M	75.49M	71.82M	69.3M	65.03M	60.35M	56.36M	51.84M	50.48M	51.03M	51.03M	50.59M	49.5M	48.03M
Cost of Revenue	44.98M	47.17M	48.66M	39.82M	46.63M	46.89M	48.33M	47.62M	37.63M	35.83M	31.67M	27.97M	22.84M	16.6M	12.45M	7.14M	5.77M	6.76M	8.55M	11.5M	13.41M	14.65M
Gross Profit	33.99M	30.18M	30.49M	40.51M	35.1M	37.17M	35.14M	34.49M	40.44M	39.67M	40.15M	41.33M	42.19M	43.75M	43.91M	44.7M	44.71M	44.27M	42.48M	39.09M	36.09M	33.38M
Operating Income	-1.65M	-4.87M	-4.09M	10.18M	3.72M	6.17M	5.16M	2.58M	11.13M	11.15M	11.78M	12.56M	13.75M	15.32M	15.69M	16.73M	17.18M	16.98M	16.01M	13M	10.48M	8.87M
Interest Income	73.56M	74.65M	76.5M	77.56M	78.92M	78.6M	77.74M	76.47M	72.95M	70.61M	67.09M	63.95M	59.74M	54.9M	50.87M	47.06M	45.27M	45.6M	45.52M	44.76M	43.59M	42.07M
Pretax Income	-1.65M	-4.87M	-4.09M	10.18M	3.72M	6.17M	5.16M	2.58M	11.13M	11.15M	11.78M	12.56M	13.75M	15.32M	15.69M	16.73M	17.18M	16.98M	16.01M	13M	10.48M	8.87M
Net Income	-1.34M	-3.98M	-3.42M	7.54M	2.27M	4.24M	3.38M	2.01M	8.83M	8.81M	9.29M	10.29M	11.29M	12.58M	12.93M	13.28M	13.47M	13.2M	12.41M	10.47M	8.58M	7.41M
Selling & General & Admin	23.4M	21.13M	19.76M	19.26M	19.35M	19.49M	19.33M	18.81M	17.98M	17.53M	17.48M	16.15M	16.18M	16.13M	15.98M	18.44M	18.6M	19.01M	19.01M	18.82M	18.46M	17.75M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	12.25M	13.92M	14.82M	11.07M	12.03M	11.51M	10.65M	13.1M	11.33M	10.99M	10.89M	12.63M	12.25M	12.3M	12.24M	9.53M	8.93M	8.28M	7.46M	7.28M	7.15M	6.76M
Operating Expenses	35.64M	35.04M	34.58M	30.33M	31.38M	30.99M	29.98M	31.91M	29.31M	28.52M	28.36M	28.77M	28.43M	28.43M	28.22M	27.97M	27.53M	27.29M	26.47M	26.1M	25.62M	24.51M
Interest Expense	30.61M	31.45M	32.32M	33.68M	35.01M	36.19M	37.37M	37.39M	35.53M	32.88M	28.74M	23.42M	18.42M	13.26M	9.7M	7.31M	6.54M	6.67M	7.53M	8.62M	8.96M	9.98M
Selling & Marketing Expenses	307K	318K	459K	522K	601K	640K	604K	541K	520K	570K	671K	800K	855K	924K	905K	1.12M	1.12M	1.14M	1.2M	964K	1.01M	1.01M
Cost & Expenses	80.62M	82.21M	83.24M	70.15M	78M	77.88M	78.31M	79.54M	66.94M	64.35M	60.04M	56.75M	51.27M	45.03M	40.67M	35.11M	33.3M	34.05M	35.02M	37.59M	39.03M	39.16M
Income Tax Expense	-312K	-890K	-676K	1.29M	70K	544K	332K	430K	2.18M	2.23M	2.36M	2.16M	2.35M	2.6M	2.66M	3.37M	3.6M	3.67M	3.5M	2.43M	1.8M	1.39M
Shares Outstanding (Basic)	4.87M	6.22M	6.29M	4.77M	4.76M	4.75M	4.73M	4.71M	4.71M	4.7M	4.69M	4.67M	4.64M	4.61M	4.59M	4.56M	4.55M	4.54M	4.52M	4.49M	4.46M	4.44M
Shares Outstanding (Diluted)	4.92M	6.27M	6.35M	4.77M	4.76M	4.75M	4.73M	4.71M	4.71M	4.7M	4.69M	4.67M	4.64M	4.61M	4.59M	4.56M	4.55M	4.54M	4.52M	4.49M	4.46M	4.44M
EPS (Basic)	-0.63	-0.63	-0.54	1.27	0.42	0.74	0.60	0.32	1.42	1.42	1.51	1.68	1.85	2.07	2.13	2.19	2.23	2.19	2.06	1.75	1.44	1.25
EPS (Diluted)	-0.21	-0.63	-0.60	1.21	0.36	0.67	0.60	0.32	1.42	1.42	1.51	1.68	1.85	2.07	2.13	2.19	2.23	2.19	2.06	1.75	1.44	1.25
EBITDA	7.65M	-2.74M	-1.94M	12.38M	5.57M	7.82M	6.5M	4.09M	12.5M	12.53M	13.19M	13.17M	14.39M	16.02M	16.4M	18.3M	18.84M	18.73M	17.83M	14.8M	12.23M	10.56M
EBIT	5.88M	-4.87M	-4.09M	10.18M	3.72M	6.17M	5.16M	2.58M	11.13M	11.15M	11.78M	12.56M	13.75M	15.32M	15.69M	16.73M	17.18M	16.98M	16.01M	13M	10.48M	8.87M
Depreciation & Amortization	1.77M	2.13M	2.15M	2.2M	1.86M	1.64M	1.34M	1.51M	1.37M	1.39M	1.41M	598K	629K	688K	700K	1.57M	1.66M	1.75M	1.82M	1.81M	1.75M	1.68M