Pathfinder Bancorp Inc.

PBHC | NASDAQ

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$17.30

-$0.72 (-4.00%)

At close: Sep 21, 2026, 4:00 PM ET

$18.11

+$0.81 (+4.68%)

After-hours: Sep 21, 2026, 4:24 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

-4.00%

(1D)

Rating

Updated: Aug 15, 2026

28.5

Fundamentals Weak

Market Sentiment Neutral

Moat None

Full Analysis

Key Statistics

Market Data

Market Cap $108.24M

1D Range

17.18 18.30

52W Range

12.06 18.30

Valuation (TTM)

PE -82.38

PB 0.86

EV/EBITDA -11.55

Valuation (NTM)

Forward PE N/A

Forward PEG 0.14

Price Target N/A

Cash Flow

FCF Yield 11.5%

SBC Adj. FCF Yield 10.5%

SBC Impact -8.6%

Margins

Gross Margin 43.0%

Operating Margin -2.1%

FCF Margin 15.7%

Growth (CAGR)

Revenue 3Y | 5Y 6.7% | 9.8%

Dil EPS 3Y | 5Y -155.7% | -56.4%

FCF 3Y | 5Y 1.6% | -1.1%

Returns

ROA -0.1%

ROE -1.1%

ROIC -0.1%

Financial Health

Net Cash

$214.02M

Current Ratio 0.14

Interest Coverage -0.05

Dividends

Div Yield N/A

Payout Ratio N/A

FCF Payout Ratio N/A

All Key Statistics

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Profile

Pathfinder Bancorp, Inc. serves as the holding company for Pathfinder Bank, delivering a broad spectrum of banking and financial solutions primarily across Oswego and Onondaga Counties in New York. Th...

Sector Financial Services

Industry Banks - Regional

Employees 172

IPO Date Nov 15, 1995

Website www.pathfinderbank.com

Fiscal Year January - December

Full Company Profile

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