Old Second Bancorp Inc.

OSBC | NASDAQ

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$24.83

-$0.16 (-0.64%)

At close: Sep 21, 2026, 4:00 PM ET

$24.83

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	396.97M	336.17M	321.03M	255.24M	141.89M	139.51M
Cost of Revenue	86.77M	69.02M	56.54M	16.87M	12.78M	22.88M
Gross Profit	310.2M	267.15M	264.49M	238.37M	129.11M	116.63M
Operating Income	110.75M	112.96M	124.41M	91.55M	27.87M	37.41M
Interest Income	354.05M	295.63M	290.05M	215.54M	104.71M	103.73M
Pretax Income	107.75M	112.96M	124.41M	91.55M	27.87M	37.41M
Net Income	80.31M	85.26M	91.73M	67.41M	20.04M	27.83M
Selling & General & Admin	129.21M	103.08M	93.2M	90.78M	60.22M	56.62M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	70.23M	51.11M	46.87M	56.04M	41.02M	22.61M
Operating Expenses	199.45M	154.19M	140.08M	146.83M	101.24M	79.22M
Interest Expense	62.22M	56.27M	40.04M	10.32M	8.45M	12.46M
Selling & Marketing Expenses	1.33M	1.24M	721K	589K	343K	298K
Cost & Expenses	286.22M	223.21M	196.62M	163.69M	114.02M	102.1M
Income Tax Expense	27.44M	27.69M	32.68M	24.14M	7.82M	9.58M
Shares Outstanding (Basic)	52.67M	44.83M	44.66M	44.53M	30.21M	29.62M
Shares Outstanding (Diluted)	53.48M	45.64M	45.4M	45.21M	30.74M	30.17M
EPS (Basic)	1.64	1.90	2.05	1.51	0.66	0.94
EPS (Diluted)	1.62	1.87	2.02	1.49	0.65	0.92
EBITDA	120.83M	122.12M	132.11M	98.43M	31.66M	40.7M
EBIT	110.75M	112.96M	124.41M	91.55M	27.87M	37.41M
Depreciation & Amortization	10.08M	9.16M	7.7M	6.89M	3.8M	3.29M