Northfield Bancorp Inc.

NFBK | NASDAQ

Price Alert Chart Builder DCF Calculator

$15.31

$0 (0.00%)

At close: Jul 20, 2026, 4:00 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $639.41M

Enterprise Value $141.54M

Beta 0.70

Average Volume 297.32K

Shares Outstanding (Diluted) 39.92M

Shares Change YoY -2.44%

Institutional Ownership 62.51%

Exchange NASDAQ

ISIN US66611T1088

Price Performance

Price Change 1M 4.0%

Price Change 3M 9.0%

Price Change 6M 12.7%

Price Change YTD 35.1%

Price Change 1Y 42.5%

Price Change 3Y 29.0%

Price Change 5Y -9.6%

1M CAGR (ann.) 3.6%

1Y CAGR (ann.) 46.9%

5Y CAGR (ann.) 3.5%

All-Time CAGR 6.7%

Valuation

PE Ratio 127.58

Forward PE 10.61

PEG Ratio -1.51

Forward PEG 11.48

PS Ratio 2.41

Forward PS 3.60

PB Ratio 0.92

P/FCF Ratio 12.26

P/Adj. FCF Ratio 13.06

P/OCF Ratio 9.51

EV/Sales 0.53

EV/EBIT 7.18

EV/EBITDA 5.51

EV/FCF 2.71

Earnings Yield 0.8%

FCF Yield 8.2%

Adj. FCF Yield 7.7%

Financial Health

Net Cash $526.22M

Total Debt $892.25M

Cash & Short-Term Investments $1.39B

Total Assets $5.74B

Current Ratio 7.13

Quick Ratio 7.13

Debt / Equity Ratio 1.28

Debt / EBITDA 34.75

Debt / FCF 17.11

OCF / Debt 0.06

Interest Coverage 0.18

Altman Z-Score 0.14

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 57.2%

Operating Profit Margin 7.4%

EBITDA Margin 10.4%

Net Profit Margin 1.8%

FCF Margin 19.6%

Adj. FCF Margin 18.4%

SBC / Revenue 1.8%

SBC Impact (per share) -6.1%

Returns

Return on Assets 0.1%

Return on Equity 0.7%

Return on Invested Capital 0.1%

Return on Capital Employed 0.3%

Return on Tangible Assets 0.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 10.1%

Revenue CAGR 5Y 7.6%

Revenue CAGR 10Y 8.7%

EPS CAGR 3Y -54.6%

EPS CAGR 5Y -35.1%

EPS CAGR 10Y -11.8%

FCF CAGR 3Y -13.6%

FCF CAGR 5Y 0.3%

FCF CAGR 10Y 5.2%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 9

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Jul 28, 2026

EPS Estimate (next Q) $0.34

EPS Growth Est (next Q) 41.7%

Revenue Est (next Q) $41.39M

Revenue Growth Est (next Q) 6.3%

Fair Value Estimates

Graham Number $6.87

Graham Upside -55.1%

Lynch Fair Value $0.60

Lynch Upside -96.1%

Price Target $14.50

Price Target Upside -5.3%

Cash Flow

Operating Cash Flow $53.7M

Free Cash Flow $52.16M

Adj. Free Cash Flow $48.97M

FCF Per Share $1.58

OCF Per Share $1.61

OCF/S Ratio 24.1%

Income Statement

Revenue $265.84M

Gross Profit $151.98M

Operating Income $19.71M

EBITDA $25.67M

Net Income $4.76M

EPS (Diluted) $0.12

Revenue / Employee $714.62K

Profit / Employee $12.8K

Employees 372

Dividends

Annual Dividend $0.52

Dividend Yield 3.40%

Payout Ratio 433.3%

FCF Payout Ratio 40.5%

Adj. FCF Payout Ratio 43.2%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date May 5, 2026