ING Groep N.V.
INGVF | OTC
$34.50
-$2.28 (-6.20%)
Sep 11, 2026, 04:00 PM ET · Market open
Market Data
Market Cap $105.06B
Enterprise Value $113.73B
Beta 0.95
Average Volume N/A
Shares Outstanding (Diluted) 3.28B
Shares Change YoY 5.83%
Institutional Ownership N/A
Exchange N/A
ISIN N/A
Price Performance
Price Change 1M -5.0%
Price Change 3M 12.0%
Price Change 6M 32.7%
Price Change YTD 19.7%
Price Change 1Y 33.5%
Price Change 3Y 153.7%
Price Change 5Y 149.5%
1M CAGR (ann.) 8.1%
1Y CAGR (ann.) 56.4%
5Y CAGR (ann.) 30.2%
All-Time CAGR 6.0%
Valuation
PE Ratio 13.44
Forward PE N/A
PEG Ratio 0.90
Forward PEG N/A
PS Ratio 3.55
Forward PS 3.20
PB Ratio 1.72
P/FCF Ratio N/A
P/Adj. FCF Ratio -1,624.78
P/OCF Ratio N/A
EV/Sales 4.78
EV/EBIT 11.56
EV/EBITDA 11.56
EV/FCF N/A
Earnings Yield 7.4%
FCF Yield 0.0%
Adj. FCF Yield -0.1%
Financial Health
Net Debt €27.44B
Total Debt €216.44B
Cash & Short-Term Investments €189.09B
Total Assets €1.16T
Current Ratio 0.07
Quick Ratio 0.07
Debt / Equity Ratio 4.31
Debt / EBITDA 22.00
Debt / FCF N/A
OCF / Debt 0.00
Interest Coverage 0.00
Altman Z-Score -0.77
Piotroski F-Score 2
Margins & Profitability
Gross Profit Margin 94.5%
Operating Profit Margin 41.4%
EBITDA Margin 41.4%
Net Profit Margin 28.2%
FCF Margin 0.0%
Adj. FCF Margin -0.2%
SBC / Revenue 0.2%
SBC Impact (per share) N/A
Returns
Return on Assets 0.6%
Return on Equity 13.4%
Return on Invested Capital 2.8%
Return on Capital Employed 3.9%
Return on Tangible Assets 0.6%
Historical Growth (CAGR)
Revenue CAGR 3Y 26.3%
Revenue CAGR 5Y 32.3%
Revenue CAGR 10Y 13.7%
EPS CAGR 3Y 27.6%
EPS CAGR 5Y 26.8%
EPS CAGR 10Y 7.3%
FCF CAGR 3Y 32.8%
FCF CAGR 5Y -20.0%
FCF CAGR 10Y -10.2%
Analyst Forecasts
Analyst Rating N/A
Analyst Count N/A
EPS Growth Next 3Y 17.2%
Revenue Growth Next 3Y 7.2%
Earnings Date Oct 28, 2026
EPS Estimate (next Q) $0.90
EPS Growth Est (next Q) 10.7%
Revenue Est (next Q) $8.48B
Revenue Growth Est (next Q) 6.1%
Fair Value Estimates
Graham Number $34.01
Graham Upside -1.4%
Lynch Fair Value $64.15
Lynch Upside 85.9%
Price Target N/A
Price Target Upside N/A
Cash Flow
Operating Cash Flow €0
Free Cash Flow €0
Adj. Free Cash Flow €-52M
FCF Per Share $0
OCF Per Share $0
OCF/S Ratio 0.0%
Income Statement
Revenue €23.77B
Gross Profit €22.46B
Operating Income €9.84B
EBITDA €9.84B
Net Income €6.7B
EPS (Diluted) $2.20
Revenue / Employee N/A
Profit / Employee N/A
Employees N/A
Dividends
Annual Dividend $1.94
Dividend Yield 5.62%
Payout Ratio 88.0%
FCF Payout Ratio N/A
Adj. FCF Payout Ratio 0.0%
Dividend Growth (YoY) -10.6%
Pay Frequency Semi-Annual
Ex-Dividend Date Aug 3, 2026
Add to Watchlist
Select watchlists to add or remove INGVF