First National Corporation

FXNC | NASDAQ

Price Alert Chart Builder DCF Calculator

$30.46

-$0.16 (-0.52%)

At close: Sep 22, 2026, 4:00 PM ET

$30.46

$0 (0.00%)

After-hours: Sep 22, 2026, 4:54 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $276.83M

Enterprise Value $-169.4M

Beta 0.41

Average Volume 59.43K

Shares Outstanding (Diluted) 9.06M

Shares Change YoY 0.6%

Institutional Ownership 42.23%

Exchange NASDAQ

ISIN US32106V1070

Price Performance

Price Change 1M -2.2%

Price Change 3M 2.4%

Price Change 6M 15.2%

Price Change YTD 24.8%

Price Change 1Y 29.1%

Price Change 3Y 79.6%

Price Change 5Y 31.2%

1M CAGR (ann.) -3.1%

1Y CAGR (ann.) 30.7%

5Y CAGR (ann.) 11.7%

All-Time CAGR 2.9%

Valuation

PE Ratio 12.76

Forward PE 11.97

PEG Ratio 0.09

Forward PEG 2.34

PS Ratio 2.36

Forward PS 2.80

PB Ratio 1.43

P/FCF Ratio 13.20

P/Adj. FCF Ratio 13.91

P/OCF Ratio 8.77

EV/Sales -1.44

EV/EBIT -6.29

EV/EBITDA -5.58

EV/FCF -8.08

Earnings Yield 7.8%

FCF Yield 7.6%

Adj. FCF Yield 7.2%

Financial Health

Net Cash $446.24M

Total Debt $42.74M

Cash & Short-Term Investments $488.97M

Total Assets $2.08B

Current Ratio 0.27

Quick Ratio 0.27

Debt / Equity Ratio 0.22

Debt / EBITDA 1.41

Debt / FCF 2.04

OCF / Debt 0.57

Interest Coverage 1.10

Altman Z-Score -0.52

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 77.5%

Operating Profit Margin 22.9%

EBITDA Margin 25.9%

Net Profit Margin 18.5%

FCF Margin 17.9%

Adj. FCF Margin 16.9%

SBC / Revenue 0.9%

SBC Impact (per share) -5.1%

Returns

Return on Assets 1.0%

Return on Equity 11.6%

Return on Invested Capital 8.9%

Return on Capital Employed 12.3%

Return on Tangible Assets 1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 21.4%

Revenue CAGR 5Y 23.7%

Revenue CAGR 10Y 14.0%

EPS CAGR 3Y -3.1%

EPS CAGR 5Y 1.8%

EPS CAGR 10Y 12.2%

FCF CAGR 3Y -0.2%

FCF CAGR 5Y 16.0%

FCF CAGR 10Y 16.9%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 1

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 28, 2026

EPS Estimate (next Q) $0.63

EPS Growth Est (next Q) 8.6%

Revenue Est (next Q) $24.27M

Revenue Growth Est (next Q) 6.4%

Fair Value Estimates

Graham Number $34.01

Graham Upside 11.1%

Lynch Fair Value $12

Lynch Upside -60.8%

Price Target $21

Price Target Upside -31.4%

Cash Flow

Operating Cash Flow $24.57M

Free Cash Flow $20.97M

Adj. Free Cash Flow $19.9M

FCF Per Share $3.04

OCF Per Share $3.49

OCF/S Ratio 26.8%

Income Statement

Revenue $117.4M

Gross Profit $91.01M

Operating Income $26.92M

EBITDA $30.37M

Net Income $21.68M

EPS (Diluted) $2.40

Revenue / Employee $381.18K

Profit / Employee $70.4K

Employees 308

Dividends

Annual Dividend $0.68

Dividend Yield 2.22%

Payout Ratio 28.3%

FCF Payout Ratio 20.6%

Adj. FCF Payout Ratio 21.7%

Dividend Growth (YoY) 9.7%

Pay Frequency Quarterly

Ex-Dividend Date Aug 27, 2026