First Guaranty Bancshares Inc.
FGBI | NASDAQ
$8.49
-$0.16 (-1.85%)
At close: Sep 21, 2026, 4:00 PM ET
$8.49
$0 (0.00%)
After-hours:
Sep 21, 2026, 7:30 PM ET
Market Data
Market Cap $143.06M
Enterprise Value $-1.85B
Beta 0.43
Average Volume 39.21K
Shares Outstanding (Diluted) 16.33M
Shares Change YoY 26.45%
Institutional Ownership 5.35%
Exchange NASDAQ
ISIN US32043P1066
Price Performance
Price Change 1M -3.2%
Price Change 3M -18.9%
Price Change 6M 2.0%
Price Change YTD 57.8%
Price Change 1Y 2.5%
Price Change 3Y -25.1%
Price Change 5Y -52.0%
1M CAGR (ann.) -9.5%
1Y CAGR (ann.) 7.0%
5Y CAGR (ann.) -10.5%
All-Time CAGR 3.6%
Valuation
PE Ratio -3.34
Forward PE 15.74
PEG Ratio 0.01
Forward PEG -0.05
PS Ratio 0.74
Forward PS 1.60
PB Ratio 0.62
P/FCF Ratio 4.00
P/Adj. FCF Ratio 4.00
P/OCF Ratio 2.54
EV/Sales -9.82
EV/EBIT 40.84
EV/EBITDA 43.87
EV/FCF -52.83
Earnings Yield -29.9%
FCF Yield 25.0%
Adj. FCF Yield 25.0%
Financial Health
Net Cash $1.99B
Total Debt $0
Cash & Short-Term Investments $1.99B
Total Assets $3.9B
Current Ratio 277.69
Quick Ratio 277.69
Debt / Equity Ratio 0.82
Debt / EBITDA -0.00
Debt / FCF 0.00
OCF / Debt N/A
Interest Coverage -0.37
Altman Z-Score 0.66
Piotroski F-Score 3
Margins & Profitability
Gross Profit Margin 20.0%
Operating Profit Margin -24.0%
EBITDA Margin -22.4%
Net Profit Margin -19.3%
FCF Margin 18.6%
Adj. FCF Margin 18.6%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets -0.9%
Return on Equity -16.2%
Return on Invested Capital -1.8%
Return on Capital Employed -1.2%
Return on Tangible Assets -0.9%
Historical Growth (CAGR)
Revenue CAGR 3Y 3.8%
Revenue CAGR 5Y 8.7%
Revenue CAGR 10Y 10.9%
EPS CAGR 3Y -185.8%
EPS CAGR 5Y -414.9%
EPS CAGR 10Y -34.7%
FCF CAGR 3Y 6.2%
FCF CAGR 5Y 12.0%
FCF CAGR 10Y 11.8%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 4
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 15, 2026
EPS Estimate (next Q) $0.12
EPS Growth Est (next Q) -105.6%
Revenue Est (next Q) $21.24M
Revenue Growth Est (next Q) -61.4%
Fair Value Estimates
Graham Number N/A
Graham Upside N/A
Lynch Fair Value N/A
Lynch Upside N/A
Price Target $9.50
Price Target Upside 11.9%
Cash Flow
Operating Cash Flow $36.92M
Free Cash Flow $35.11M
Adj. Free Cash Flow $35.11M
FCF Per Share $3.26
OCF Per Share $3.34
OCF/S Ratio 28.9%
Income Statement
Revenue $188.93M
Gross Profit $37.73M
Operating Income $-45.41M
EBITDA $-42.28M
Net Income $-36.38M
EPS (Diluted) -$2.54
Revenue / Employee $567.35K
Profit / Employee $-109.25K
Employees 333
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