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First Guaranty Bancshares Inc.

FGBI | NASDAQ
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$8.49
-$0.16 (-1.85%)
At close: Sep 21, 2026, 4:00 PM ET
$8.49
$0 (0.00%)
After-hours: Sep 21, 2026, 7:30 PM ET

Market Data

Market Cap
$143.06M
Enterprise Value
$-1.85B
Beta
0.43
Average Volume
39.21K
Shares Outstanding (Diluted)
16.33M
Shares Change YoY
26.45%
Institutional Ownership
5.35%
Exchange
NASDAQ
ISIN
US32043P1066

Price Performance

Price Change 1M
-3.2%
Price Change 3M
-18.9%
Price Change 6M
2.0%
Price Change YTD
57.8%
Price Change 1Y
2.5%
Price Change 3Y
-25.1%
Price Change 5Y
-52.0%
1M CAGR (ann.)
-9.5%
1Y CAGR (ann.)
7.0%
5Y CAGR (ann.)
-10.5%
All-Time CAGR
3.6%

Valuation

PE Ratio
-3.34
Forward PE
15.74
PEG Ratio
0.01
Forward PEG
-0.05
PS Ratio
0.74
Forward PS
1.60
PB Ratio
0.62
P/FCF Ratio
4.00
P/Adj. FCF Ratio
4.00
P/OCF Ratio
2.54
EV/Sales
-9.82
EV/EBIT
40.84
EV/EBITDA
43.87
EV/FCF
-52.83
Earnings Yield
-29.9%
FCF Yield
25.0%
Adj. FCF Yield
25.0%

Financial Health

Net Cash
$1.99B
Total Debt
$0
Cash & Short-Term Investments
$1.99B
Total Assets
$3.9B
Current Ratio
277.69
Quick Ratio
277.69
Debt / Equity Ratio
0.82
Debt / EBITDA
-0.00
Debt / FCF
0.00
OCF / Debt
N/A
Interest Coverage
-0.37
Altman Z-Score
0.66
Piotroski F-Score
3

Margins & Profitability

Gross Profit Margin
20.0%
Operating Profit Margin
-24.0%
EBITDA Margin
-22.4%
Net Profit Margin
-19.3%
FCF Margin
18.6%
Adj. FCF Margin
18.6%
SBC / Revenue
0.0%
SBC Impact (per share)
N/A

Returns

Return on Assets
-0.9%
Return on Equity
-16.2%
Return on Invested Capital
-1.8%
Return on Capital Employed
-1.2%
Return on Tangible Assets
-0.9%

Historical Growth (CAGR)

Revenue CAGR 3Y
3.8%
Revenue CAGR 5Y
8.7%
Revenue CAGR 10Y
10.9%
EPS CAGR 3Y
-185.8%
EPS CAGR 5Y
-414.9%
EPS CAGR 10Y
-34.7%
FCF CAGR 3Y
6.2%
FCF CAGR 5Y
12.0%
FCF CAGR 10Y
11.8%

Analyst Forecasts

Analyst Rating
Hold
Analyst Count
4
EPS Growth Next 3Y
N/A
Revenue Growth Next 3Y
N/A
Earnings Date
Nov 15, 2026
EPS Estimate (next Q)
$0.12
EPS Growth Est (next Q)
-105.6%
Revenue Est (next Q)
$21.24M
Revenue Growth Est (next Q)
-61.4%

Fair Value Estimates

Graham Number
N/A
Graham Upside
N/A
Lynch Fair Value
N/A
Lynch Upside
N/A
Price Target
$9.50
Price Target Upside
11.9%

Cash Flow

Operating Cash Flow
$36.92M
Free Cash Flow
$35.11M
Adj. Free Cash Flow
$35.11M
FCF Per Share
$3.26
OCF Per Share
$3.34
OCF/S Ratio
28.9%

Income Statement

Revenue
$188.93M
Gross Profit
$37.73M
Operating Income
$-45.41M
EBITDA
$-42.28M
Net Income
$-36.38M
EPS (Diluted)
-$2.54
Revenue / Employee
$567.35K
Profit / Employee
$-109.25K
Employees
333

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