First Community Bankshares Inc.

FCBC | NASDAQ

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$47.03

+$0.12 (+0.26%)

At close: Sep 21, 2026, 4:00 PM ET

$47.03

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $885.04M

Enterprise Value $59.26M

Beta 0.47

Average Volume 85.47K

Shares Outstanding (Diluted) 19M

Shares Change YoY 3.25%

Institutional Ownership 35.52%

Exchange NASDAQ

ISIN US31983A1034

Price Performance

Price Change 1M -4.0%

Price Change 3M 5.7%

Price Change 6M 14.7%

Price Change YTD 46.7%

Price Change 1Y 29.0%

Price Change 3Y 58.5%

Price Change 5Y 51.2%

1M CAGR (ann.) -2.7%

1Y CAGR (ann.) 36.0%

5Y CAGR (ann.) 15.2%

All-Time CAGR 5.1%

Valuation

PE Ratio 14.84

Forward PE 15.65

PEG Ratio 0.89

Forward PEG 9.07

PS Ratio 6.39

Forward PS 4.70

PB Ratio 1.65

P/FCF Ratio 26.21

P/Adj. FCF Ratio 27.48

P/OCF Ratio 19.04

EV/Sales 0.43

EV/EBIT 1.85

EV/EBITDA 1.71

EV/FCF 1.75

Earnings Yield 6.7%

FCF Yield 3.8%

Adj. FCF Yield 3.6%

Financial Health

Net Cash $828.04M

Total Debt $2.92M

Cash & Short-Term Investments $830.96M

Total Assets $3.61B

Current Ratio 0.28

Quick Ratio 0.28

Debt / Equity Ratio 0.01

Debt / EBITDA 0.08

Debt / FCF 0.09

OCF / Debt 13.06

Interest Coverage 1.83

Altman Z-Score -0.35

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 87.0%

Operating Profit Margin 23.1%

EBITDA Margin 25.0%

Net Profit Margin 42.7%

FCF Margin 24.4%

Adj. FCF Margin 23.3%

SBC / Revenue 1.2%

SBC Impact (per share) -4.6%

Returns

Return on Assets 1.6%

Return on Equity 11.4%

Return on Invested Capital -1.3%

Return on Capital Employed 5.4%

Return on Tangible Assets 1.7%

Historical Growth (CAGR)

Revenue CAGR 3Y -3.1%

Revenue CAGR 5Y 0.3%

Revenue CAGR 10Y 1.3%

EPS CAGR 3Y 3.9%

EPS CAGR 5Y 3.3%

EPS CAGR 10Y 8.7%

FCF CAGR 3Y -18.4%

FCF CAGR 5Y -5.3%

FCF CAGR 10Y -3.9%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 4

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 26, 2026

EPS Estimate (next Q) $0.77

EPS Growth Est (next Q) 10.0%

Revenue Est (next Q) $47.19M

Revenue Growth Est (next Q) 19.6%

Fair Value Estimates

Graham Number $45.10

Graham Upside -4.1%

Lynch Fair Value $15.85

Lynch Upside -66.3%

Price Target $38

Price Target Upside -19.2%

Cash Flow

Operating Cash Flow $38.17M

Free Cash Flow $33.86M

Adj. Free Cash Flow $32.29M

FCF Per Share $2.21

OCF Per Share $2.47

OCF/S Ratio 33.7%

Income Statement

Revenue $138.77M

Gross Profit $120.69M

Operating Income $32.04M

EBITDA $34.65M

Net Income $59.27M

EPS (Diluted) $3.17

Revenue / Employee $226.01K

Profit / Employee $96.53K

Employees 614

Dividends

Annual Dividend $1.95

Dividend Yield 4.15%

Payout Ratio 61.5%

FCF Payout Ratio 67.9%

Adj. FCF Payout Ratio 71.2%

Dividend Growth (YoY) -41.1%

Pay Frequency Quarterly

Ex-Dividend Date Aug 6, 2026