Citizens Financial Services Inc. logo

Citizens Financial Services Inc.

CZFS | NASDAQ
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$80.01
-$1.34 (-1.65%)
At close: Sep 21, 2026, 4:00 PM ET
$79.61
-$0.40 (-0.50%)
Pre-market: Sep 22, 2026, 8:29 AM ET
TTM
Period Ending
Q1 2026
Mar 30, 2026
Q4 2025
Dec 30, 2025
Q3 2025
Sep 29, 2025
Q2 2025
Jun 29, 2025
Q1 2025
Mar 30, 2025
Q4 2024
Dec 30, 2024
Q3 2024
Sep 29, 2024
Q2 2024
Jun 29, 2024
Q1 2024
Mar 30, 2024
Q4 2023
Dec 30, 2023
Q3 2023
Sep 29, 2023
Q2 2023
Jun 29, 2023
Q1 2023
Mar 30, 2023
Q4 2022
Dec 30, 2022
Q3 2022
Sep 29, 2022
Q2 2022
Jun 29, 2022
Q1 2022
Mar 30, 2022
Q4 2021
Dec 30, 2021
Q3 2021
Sep 29, 2021
Q2 2021
Jun 29, 2021
Q1 2021
Mar 30, 2021
Net Income
39.33M 36.57M 34.07M 31.6M 28.42M 27.82M 27.38M 27.39M 17.97M 17.81M 18.15M 18.14M 29.19M 29.06M 28.13M 27.65M 27.4M 29.12M 29.4M 30.34M 29.04M
Depreciation & Amortization
-1.45M -587K -852K 1.77M 1.76M 1.81M 1.88M 1.95M 1.76M 1.52M 1.28M 1.04M 1.04M 1.03M 1.05M 1.07M 1.09M 1.11M -334K -301K -296K
Stock-Based Compensation
n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Other Working Capital
n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Other Non-Cash Items
2.38M -338K -3.6M 854K 262K 656K 5.77M 8.16M 8.81M 5.92M 208K 2.47M 2.08M 4.76M 2.88M 3.91M 7.83M 7.32M 15.78M 7.7M -7.85M
Deferred Income Tax
719K 797K 1.02M 1.97M 1.54M 1.77M 1.54M 895K 782K 595K 233K -205K 14K -36K -189K -46K 500K 689K 972K 1.22M 725K
Change in Working Capital
2.63M 90K -360K -2.56M -1.3M 1.13M 2.35M 1.73M 275K 696K -638K -377K -708K -1.58M -1.21M -533K -40K 458K 750K 287K -556K
Operating Cash Flow
43.61M 36.53M 30.29M 33.63M 30.67M 33.18M 38.91M 40.11M 29.59M 26.54M 19.23M 21.07M 31.6M 33.24M 30.65M 32.04M 36.77M 38.69M 46.57M 39.25M 21.05M
Capital Expenditures
389K -71K -462K -2.17M -1.8M -1.31M -1.16M -917K -2.51M -2.62M -2.79M -2.66M -1.78M -1.63M -1.21M -1.15M -378K -1.11M -1.23M -1.24M -1.22M
Cash Acquisitions
n/a n/a n/a n/a n/a 7.19M 6.33M 6.31M 10.7M 3.44M 4.12M 4.14M -1.2M -1.12M -949K -949K n/a n/a -1K -1K -1K
Purchase of Investments
-97.1M -93.98M -110.65M -122.27M -105.25M -98.02M -62.8M -44.52M -49.35M -39.37M -35.38M -42.76M -58.16M -133.24M -165.22M -215.36M -240.62M -214.91M -207.59M -184.74M -163.07M
Sales Maturities Of Investments
41.68M 33.17M 24.36M 98.09M 89.48M 91.27M 80.04M 73.87M 155.44M 138.55M 137.36M 133.38M 47.56M 48.84M 52.71M 77.2M 76.01M 89.71M 94.77M 82.7M 94.75M
Other Investing Acitivies
45.63M 20.8M 53M 17.1M -75.34M -68.19M -87.63M -93.82M -36.93M -40.53M -25.31M -84.49M -237.58M -275.3M -294.07M -179.11M -73.84M -31.88M -64.62M -40.63M -75.63M
Investing Cash Flow
-9.41M -40.08M -33.75M -9.25M -92.91M -69.07M -65.22M -59.08M 77.35M 59.47M 78M 7.61M -251.18M -362.45M -408.74M -319.37M -238.83M -158.23M -178.72M -143.97M -145.22M
Debt Repayment
-104.04M 10.71M 46.57M -23.06M 17.03M -25.72M -85.81M 15.26M -64.16M 5.43M -1.76M 149M 219.83M 183.29M 180.71M 12.7M -17.97M -14.87M -21.05M 13.13M -12.39M
Common Stock Repurchased
-646K -545K -435K -481K -278K -266K -205K -346K -310K -265K -376K -112K -1.38M -1.39M -1.76M -1.8M -869K -1.37M -896K -1.47M -1.36M
Dividend Paid
-9.6M -9.55M -9.48M -9.41M -9.35M -9.3M -9.28M -9.25M -8.88M -8.5M -8.1M -7.7M -7.64M -7.59M -7.54M -7.49M -7.44M -7.38M -7.33M -7.02M -6.4M
Other Financial Acitivies
76.35M -5.03M -38.91M 19.6M 61.99M 60.56M 115.05M 7.06M -30.11M -56.03M -66.8M -145.86M -79.29M 8.17M 127.74M 196.32M 191.62M 247.29M 188.09M 168.98M 273.37M
Financial Cash Flow
-37.88M -4.37M -2.22M -13.33M 69.41M 25.28M 19.74M 12.69M -103.49M -59.4M -77.04M -4.64M 131.63M 182.59M 299.27M 199.8M 165.35M 223.67M 158.81M 173.88M 253.47M
Net Cash Flow
-3.68M -7.91M -5.69M 11.05M 7.17M -10.62M -6.57M -6.28M 3.45M 26.61M 20.19M 24.04M -87.94M -146.62M -78.82M -87.52M -36.71M 104.13M 26.66M 69.16M 129.31M
Free Cash Flow
44M 36.46M 29.83M 31.47M 28.87M 31.87M 37.75M 39.2M 27.08M 23.92M 16.44M 18.41M 29.82M 31.61M 29.44M 30.9M 36.39M 37.59M 45.34M 38.01M 19.83M
Adj. Free Cash Flow
44M 36.46M 29.83M 31.47M 28.87M 31.87M 37.75M 39.2M 27.08M 23.92M 16.44M 18.41M 29.82M 31.61M 29.44M 30.9M 36.39M 37.59M 45.34M 38.01M 19.83M
Maintenance CapEx
919.6K 563.01K 304.77K -1.29M -988.76K -507.16K -248.93K n/a -197.71K -197.71K -197.71K -197.71K -622.98K -680.98K -742.98K -927.98K -305K -247K -185K n/a n/a
Growth CapEx
-530.6K -634.01K -766.77K -874.56K -811.25K -806.84K -912.08K -917K -2.31M -2.42M -2.59M -2.46M -1.16M -953.03K -469.03K -217.03K -73K -858K -1.04M -1.24M -1.22M
Owner Earnings
44.53M 37.1M 30.59M 32.34M 29.68M 32.67M 38.66M 40.11M 29.39M 26.34M 19.03M 20.87M 30.98M 32.56M 29.91M 31.11M 36.47M 38.45M 46.38M 39.25M 21.05M

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