Citizens Financial Services Inc.

CZFS | NASDAQ

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$80.01

-$1.34 (-1.65%)

At close: Sep 21, 2026, 4:00 PM ET

$80.01

$0 (0.00%)

Pre-market: Sep 22, 2026, 4:12 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	173.24M	168.62M	138.72M	93.1M	85.52M	81.72M
Cost of Revenue	63.54M	70.45M	52.39M	12.91M	8.66M	10.51M
Gross Profit	109.7M	98.17M	86.34M	80.19M	76.87M	71.21M
Operating Income	45.09M	33.68M	21.52M	35.5M	35.32M	30.37M
Interest Income	159.17M	152.77M	125.71M	82.73M	72.84M	69.9M
Pretax Income	45.09M	33.68M	21.52M	35.5M	35.32M	30.37M
Net Income	36.57M	27.82M	17.81M	29.06M	29.12M	25.1M
Selling & General & Admin	45.91M	41.34M	36.47M	28.51M	26.42M	24.67M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	18.7M	23.14M	28.36M	16.18M	15.13M	16.18M
Operating Expenses	64.61M	64.48M	64.82M	44.69M	41.55M	40.85M
Interest Expense	61.17M	67.86M	46.86M	11.22M	7.11M	8.11M
Selling & Marketing Expenses	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	128.16M	134.93M	117.21M	57.6M	50.21M	51.35M
Income Tax Expense	8.52M	5.87M	3.7M	6.44M	6.2M	5.26M
Shares Outstanding (Basic)	4.8M	4.75M	4.43M	4.05M	4.07M	3.96M
Shares Outstanding (Diluted)	4.8M	4.76M	4.43M	4.05M	4.07M	3.96M
EPS (Basic)	7.62	5.80	3.98	7.10	7.09	6.27
EPS (Diluted)	7.62	5.79	3.98	7.10	7.09	6.27
EBITDA	45.09M	35.49M	23.04M	36.53M	36.43M	31.5M
EBIT	45.09M	33.68M	21.52M	35.5M	35.32M	30.37M
Depreciation & Amortization	n/a	1.81M	1.52M	1.03M	1.11M	1.14M