Citizens Financial Services Inc.

CZFS | NASDAQ

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$80.01

-$1.34 (-1.65%)

At close: Sep 21, 2026, 4:00 PM ET

$80.01

$0 (0.00%)

Pre-market: Sep 22, 2026, 4:12 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Quarter Period Ending	Q1 2026 Mar 30, 2026	Q4 2025 Dec 30, 2025	Q3 2025 Sep 29, 2025	Q2 2025 Jun 29, 2025	Q1 2025 Mar 30, 2025	Q4 2024 Dec 30, 2024	Q3 2024 Sep 29, 2024	Q2 2024 Jun 29, 2024	Q1 2024 Mar 30, 2024	Q4 2023 Dec 30, 2023	Q3 2023 Sep 29, 2023	Q2 2023 Jun 29, 2023	Q1 2023 Mar 30, 2023	Q4 2022 Dec 30, 2022	Q3 2022 Sep 29, 2022	Q2 2022 Jun 29, 2022	Q1 2022 Mar 30, 2022	Q4 2021 Dec 30, 2021	Q3 2021 Sep 29, 2021	Q2 2021 Jun 29, 2021	Q1 2021 Mar 30, 2021
Cash & Equivalents	36.93M	38.11M	34.9M	53.3M	40.61M	46.02M	40.58M	42.25M	33.44M	56.89M	47.9M	49.52M	32.23M	32.27M	29.2M	28.72M	124.64M	183.86M	113.25M	120.46M	164.34M
Short-Term Investments	96.99M	36.05M	72.76M	63.45M	44.8M	47.12M	419.19M	402.66M	404.87M	417.6M	417.81M	434.32M	443.42M	439.51M	445.22M	462.88M	461.47M	412.4M	397.04M	369M	321.97M
Long-Term Investments	2.29B	2.75B	2.34B	2.25B	2.72B	2.69B	2.33B	2.26B	2.24B	2.25B	2.26B	2.17B	1.73B	1.73B	1.74B	1.6B	1.46B	1.44B	1.43B	1.41B	1.4B
Other Long-Term Assets	470.7M	104.65M	479.69M	470.73M	77.01M	86.2M	97.82M	102.92M	101.32M	108.97M	92.65M	93.99M	66.63M	65.16M	77.76M	69.13M	72.36M	53.2M	50.44M	52.34M	53.31M
Receivables	10.94M	10.7M	11.41M	10.6M	10.92M	10.31M	10.8M	10.78M	10.6M	11.04M	10.33M	9.28M	7.18M	7.33M	6.54M	5.87M	5.41M	5.24M	5.23M	5.56M	5.57M
Inventory	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Current Assets	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Total Current Assets	144.85M	84.86M	119.06M	127.36M	96.33M	103.45M	470.58M	455.7M	448.9M	485.53M	476.04M	493.12M	482.82M	479.1M	480.97M	497.48M	591.53M	601.5M	515.52M	495.03M	491.88M
Property-Plant & Equipment	20.72M	21M	21.51M	21.78M	21.63M	31.36M	21.24M	20.9M	21.08M	21.38M	21.42M	21.38M	17.59M	17.62M	17.37M	17.48M	16.85M	17.02M	17.2M	17.24M	17.45M
Goodwill & Intangibles	87.83M	87.98M	88.13M	88.29M	88.47M	88.65M	88.84M	89M	89.21M	89.41M	88.62M	88.83M	32.56M	32.65M	32.75M	32.83M	32.92M	33M	33.05M	33.08M	33.07M
Total Long-Term Assets	2.88B	2.98B	2.94B	2.84B	2.92B	2.92B	2.56B	2.49B	2.47B	2.49B	2.48B	2.4B	1.85B	1.85B	1.87B	1.72B	1.59B	1.54B	1.53B	1.51B	1.5B
Total Assets	3.03B	3.06B	3.06B	2.97B	3.02B	3.03B	3.03B	2.95B	2.92B	2.98B	2.96B	2.89B	2.34B	2.33B	2.35B	2.21B	2.18B	2.14B	2.05B	2B	2B
Account Payables	3.75M	3.13M	3.75M	2.74M	3.14M	4.69M	5.55M	5.48M	4.12M	4.3M	2.73M	2.26M	1.77M	1.23M	922K	566K	714K	711K	823K	789K	913K
Deferred Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Short-Term Debt	n/a	15.5M	n/a	n/a	n/a	24.91M	n/a	n/a	n/a	30.62M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Current Liabilities	2.44B	2.38B	2.41B	2.29B	2.36B	2.38B	2.45B	2.27B	2.3B	2.32B	2.34B	2.27B	1.8B	1.84B	1.87B	1.88B	1.88B	1.84B	1.74B	1.68B	1.69B
Total Current Liabilities	2.44B	2.4B	2.41B	2.3B	2.37B	2.41B	2.46B	2.28B	2.31B	2.36B	2.34B	2.27B	1.8B	1.85B	1.87B	1.88B	1.88B	1.84B	1.74B	1.68B	1.69B
Long-Term Debt	198.74M	293.95M	279.59M	313.22M	302.03M	272.81M	231.73M	334.83M	283.57M	271.42M	316.15M	318.2M	288.06M	257.28M	258.92M	110.54M	68.21M	73.98M	78.2M	97.83M	86.17M
Other Long-Term Liabilities	39.23M	36.96M	34.19M	45M	38.02M	41.55M	40.38M	47.66M	47.86M	67.84M	42.52M	42.02M	32.65M	30.53M	29.73M	28.01M	27.12M	20.53M	18.24M	17.88M	22.25M
Total Long-Term Liabilities	237.97M	330.91M	313.78M	358.22M	340.05M	314.36M	272.12M	382.48M	331.43M	339.26M	358.67M	360.22M	320.71M	287.81M	288.65M	138.55M	95.34M	94.51M	96.44M	115.71M	108.42M
Total Liabilities	2.68B	2.73B	2.73B	2.65B	2.71B	2.73B	2.73B	2.66B	2.64B	2.7B	2.7B	2.63B	2.12B	2.13B	2.16B	2.02B	1.98B	1.93B	1.84B	1.8B	1.8B
Total Debt	198.74M	309.45M	279.59M	313.22M	302.03M	297.72M	231.73M	334.83M	283.57M	302.04M	316.15M	318.2M	288.06M	257.28M	258.92M	110.54M	68.21M	73.98M	78.2M	97.83M	86.17M
Book Value	343.58M	338.05M	327.68M	313.65M	308.3M	299.73M	298.65M	286.47M	282.67M	279.67M	262.69M	263.23M	213.24M	200.15M	191.43M	195.03M	202.75M	212.49M	208.97M	204.42M	198.81M
Book Value Per Share	71.55	70.44	68.29	65.35	64.22	63.08	62.84	60.29	58.29	58.89	54.79	55.45	51.84	49.96	47.32	48.19	50.03	52.36	51.43	50.71	49.32
Common Stock	5.26M	5.26M	5.26M	5.26M	5.21M	5.21M	5.21M	5.21M	5.16M	5.16M	5.16M	5.16M	4.43M	4.43M	4.43M	4.43M	4.39M	4.39M	4.39M	4.39M	4.35M
Retained Earnings	221.6M	213.62M	205.54M	197.94M	194.71M	189.44M	183.79M	178.59M	177.69M	172.98M	167.74M	162.5M	171.63M	164.92M	158.95M	153.32M	150.88M	146.01M	140.92M	135.71M	133.27M
Comprehensive Income	-14.68M	-12.38M	-14.65M	-21.03M	-20.24M	-23.52M	-18.92M	-25.93M	-26.62M	-24.91M	-36.64M	-30.98M	-26.76M	-33.14M	-35.86M	-26.56M	-14.77M	-155K	969K	1.61M	1M
Shareholders Equity	343.58M	338.05M	327.68M	313.65M	308.3M	299.73M	298.65M	286.47M	282.67M	279.67M	262.69M	263.23M	213.24M	200.15M	191.43M	195.03M	202.75M	212.49M	208.97M	204.42M	198.81M
Total Investments	2.39B	2.79B	2.41B	2.31B	2.76B	2.74B	2.75B	2.66B	2.65B	2.67B	2.68B	2.61B	2.17B	2.17B	2.19B	2.06B	1.93B	1.85B	1.83B	1.77B	1.72B