Civista Bancshares Inc.

CIVB | NASDAQ

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$27.08

-$0.21 (-0.77%)

At close: Sep 21, 2026, 4:00 PM ET

$26.55

-$0.53 (-1.96%)

After-hours: Sep 21, 2026, 6:34 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	254.95M	241.9M	217.48M	152.98M	134.19M	126.18M
Cost of Revenue	85.78M	95.35M	61.67M	17.7M	10.46M	20.25M
Gross Profit	169.17M	146.55M	155.8M	135.28M	123.73M	105.93M
Operating Income	55.24M	36.57M	50.61M	47.04M	48.38M	37.13M
Interest Income	220.99M	206.7M	182.73M	126.16M	105.05M	99.87M
Pretax Income	55.24M	36.57M	50.61M	47.04M	48.38M	37.13M
Net Income	46.21M	31.68M	42.96M	39.43M	40.55M	32.19M
Selling & General & Admin	72.78M	66.54M	61.28M	53.37M	46.85M	44.28M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	41.16M	43.44M	43.91M	34.87M	28.5M	24.52M
Operating Expenses	113.94M	109.98M	105.19M	88.25M	75.35M	68.8M
Interest Expense	82.4M	89.99M	57.24M	15.95M	9.63M	10.14M
Selling & Marketing Expenses	n/a	2.09M	1.35M	1.51M	1.1M	1.07M
Cost & Expenses	199.72M	205.33M	166.86M	105.95M	85.81M	89.05M
Income Tax Expense	9.02M	4.89M	7.65M	7.61M	7.84M	4.94M
Shares Outstanding (Basic)	17.51M	15.4M	15.16M	14.97M	15.34M	16.08M
Shares Outstanding (Diluted)	17.51M	15.4M	15.16M	14.97M	15.34M	16.08M
EPS (Basic)	2.64	2.01	2.73	2.60	2.63	2
EPS (Diluted)	2.64	2.01	2.73	2.60	2.63	2
EBITDA	65.11M	47.6M	62.95M	52.79M	51.25M	40.3M
EBIT	55.24M	36.57M	50.61M	47.04M	48.38M	37.13M
Depreciation & Amortization	9.88M	11.03M	12.34M	5.75M	2.87M	3.17M