BV Financial Inc.

BVFL | NASDAQ

Price Alert Chart Builder DCF Calculator

$20.83

-$0.52 (-2.44%)

At close: Sep 21, 2026, 4:00 PM ET

$20.83

$0 (0.00%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Market Data

Market Cap $180.37M

Enterprise Value $139.48M

Beta 0.07

Average Volume 17.7K

Shares Outstanding (Diluted) N/A

Shares Change YoY -14.87%

Institutional Ownership 40.04%

Exchange NASDAQ

ISIN US05603E2081

Price Performance

Price Change 1M -1.1%

Price Change 3M -1.3%

Price Change 6M 9.2%

Price Change YTD 14.6%

Price Change 1Y 24.8%

Price Change 3Y 107.1%

Price Change 5Y 4.2%

1M CAGR (ann.) -2.8%

1Y CAGR (ann.) 24.6%

5Y CAGR (ann.) 2.1%

All-Time CAGR 5.2%

Valuation

PE Ratio 13.98

Forward PE N/A

PEG Ratio 0.29

Forward PEG 0.29

PS Ratio 3.51

Forward PS N/A

PB Ratio 0.98

P/FCF Ratio 9.88

P/Adj. FCF Ratio 12.50

P/OCF Ratio 8.75

EV/Sales 2.72

EV/EBIT 11.75

EV/EBITDA 11.43

EV/FCF 7.64

Earnings Yield 7.2%

FCF Yield 10.1%

Adj. FCF Yield 8.0%

Financial Health

Net Cash $40.88M

Total Debt $0

Cash & Short-Term Investments $40.88M

Total Assets $877.96M

Current Ratio 62.48

Quick Ratio 62.48

Debt / Equity Ratio 0.00

Debt / EBITDA 0.00

Debt / FCF 0.00

OCF / Debt N/A

Interest Coverage 1.37

Altman Z-Score 0.48

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 79.0%

Operating Profit Margin 23.1%

EBITDA Margin 32.7%

Net Profit Margin 25.3%

FCF Margin 35.5%

Adj. FCF Margin 28.1%

SBC / Revenue 6.2%

SBC Impact (per share) -20.9%

Returns

Return on Assets 1.5%

Return on Equity 7.1%

Return on Invested Capital 1.3%

Return on Capital Employed 1.9%

Return on Tangible Assets 1.5%

Historical Growth (CAGR)

Revenue CAGR 3Y 5.8%

Revenue CAGR 5Y 13.2%

Revenue CAGR 10Y 19.6%

EPS CAGR 3Y -1.9%

EPS CAGR 5Y 7.3%

EPS CAGR 10Y 20.0%

FCF CAGR 3Y 18.4%

FCF CAGR 5Y 174.1%

FCF CAGR 10Y 33.6%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 15, 2026

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $27.05

Graham Upside 29.9%

Lynch Fair Value $10.80

Lynch Upside -48.1%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $18.28M

Free Cash Flow $18.25M

Adj. Free Cash Flow $14.43M

FCF Per Share $2.40

OCF Per Share $2.38

OCF/S Ratio 38.6%

Income Statement

Revenue $51.33M

Gross Profit $30.71M

Operating Income $11.87M

EBITDA $12.2M

Net Income $13.09M

EPS (Diluted) $1.49

Revenue / Employee $503.23K

Profit / Employee $128.3K

Employees 102