AmeriServ Financial Inc.

ASRV | NASDAQ

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$4.76

-$0.03 (-0.63%)

At close: Sep 21, 2026, 3:59 PM ET

$4.65

-$0.11 (-2.31%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Quarter Period Ending	Q2 2026 Jun 29, 2026	Q1 2026 Mar 30, 2026	Q4 2025 Dec 30, 2025	Q3 2025 Sep 29, 2025	Q2 2025 Jun 29, 2025	Q1 2025 Mar 30, 2025	Q4 2024 Dec 30, 2024	Q3 2024 Sep 29, 2024	Q2 2024 Jun 29, 2024	Q1 2024 Mar 30, 2024	Q4 2023 Dec 30, 2023	Q3 2023 Sep 29, 2023	Q2 2023 Jun 29, 2023	Q1 2023 Mar 30, 2023	Q4 2022 Dec 30, 2022	Q3 2022 Sep 29, 2022	Q2 2022 Jun 29, 2022	Q1 2022 Mar 30, 2022	Q4 2021 Dec 30, 2021	Q3 2021 Sep 29, 2021	Q2 2021 Jun 29, 2021	Q1 2021 Mar 30, 2021
Revenue	22.67M	21.47M	22.53M	22.88M	21.79M	21.14M	21.52M	20.91M	20.88M	21.17M	18.73M	19.7M	18.74M	20.08M	17.7M	17.03M	15.67M	15.36M	16.02M	15.79M	16.24M	16.38M
Cost of Revenue	6.47M	6.89M	7.95M	7.84M	10.43M	6.99M	8.58M	7.77M	8.07M	6.92M	13.4M	6.83M	5.81M	6.23M	3.94M	2.67M	1.08M	861K	1.64M	2.5M	2.07M	2.48M
Gross Profit	16.2M	14.58M	14.58M	15.05M	11.36M	14.15M	12.93M	13.14M	12.81M	14.25M	5.34M	12.87M	12.93M	13.85M	13.76M	14.36M	14.59M	14.5M	14.38M	13.29M	14.17M	13.91M
Operating Income	3.4M	2.22M	1.68M	3.08M	-352K	2.39M	1.08M	1.42M	-484K	2.39M	-6.8M	771K	-248K	1.89M	1.07M	2.63M	2.48M	3.02M	2.27M	1.77M	2.13M	2.6M
Interest Income	18.1M	17.5M	18.16M	18.48M	17.69M	17.02M	17.06M	16.71M	16.51M	16.22M	15.97M	15.44M	14.88M	14.57M	13.8M	12.7M	11.53M	11.03M	11.69M	11.37M	11.84M	11.77M
Pretax Income	3.4M	2.22M	1.68M	3.08M	-352K	2.39M	1.08M	1.42M	-484K	2.39M	-6.8M	771K	-248K	1.89M	1.07M	2.63M	2.48M	3.02M	2.27M	1.77M	2.13M	2.6M
Net Income	2.74M	1.79M	1.44M	2.54M	-282K	1.91M	889K	1.18M	-375K	1.9M	-5.32M	647K	-187K	1.52M	947K	2.1M	1.98M	2.42M	1.85M	1.43M	1.71M	2.08M
Selling & General & Admin	8.64M	8.48M	8.4M	601K	903K	7.46M	7.3M	7.38M	7.36M	7.37M	7.59M	7.55M	7.9M	7.3M	7.34M	7.2M	7.09M	7.55M	7.49M	7.24M	7.17M	7.28M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	4.16M	3.88M	4.5M	11.36M	10.81M	4.3M	4.56M	4.34M	5.94M	4.49M	4.55M	4.54M	5.27M	4.66M	5.35M	4.53M	5.02M	3.93M	4.62M	4.28M	4.87M	4.03M
Operating Expenses	12.8M	12.36M	12.9M	11.96M	11.71M	11.76M	11.86M	11.72M	13.3M	11.86M	12.13M	12.1M	13.18M	11.96M	12.69M	11.73M	12.11M	11.48M	12.11M	11.52M	12.04M	11.31M
Interest Expense	6.76M	6.67M	7.23M	7.48M	7.3M	7.09M	7.52M	7.82M	7.64M	7.48M	7.38M	6.64M	5.77M	5.05M	3.66M	2.17M	1.4M	1.26M	1.39M	2.15M	1.97M	2.08M
Selling & Marketing Expenses	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	19.27M	19.25M	20.85M	19.8M	22.14M	18.76M	20.44M	19.49M	21.37M	18.78M	25.53M	18.92M	18.99M	18.19M	16.62M	14.4M	13.19M	12.34M	13.75M	14.02M	14.11M	13.78M
Income Tax Expense	661K	426K	236K	540K	-70K	478K	187K	237K	-109K	483K	-1.48M	124K	-61K	372K	126K	526K	496K	605K	421K	341K	420K	520K
Shares Outstanding (Basic)	16.96M	16.93M	16.52M	16.52M	16.52M	16.52M	16.52M	16.52M	17.03M	17.15M	17.15M	17.15M	17.15M	17.13M	17.12M	17.11M	17.11M	17.09M	17.08M	17.08M	17.07M	17.06M
Shares Outstanding (Diluted)	16.97M	16.93M	16.56M	16.52M	16.52M	16.52M	16.52M	16.52M	17.03M	17.15M	17.15M	17.15M	17.15M	17.16M	17.15M	17.15M	17.15M	17.15M	17.12M	17.11M	17.13M	17.1M
EPS (Basic)	0.16	0.11	0.09	0.15	-0.02	0.12	0.05	0.07	-0.02	0.11	-0.31	0.04	-0.01	0.09	0.06	0.12	0.12	0.14	0.11	0.08	0.10	0.12
EPS (Diluted)	0.16	0.11	0.09	0.15	-0.02	0.12	0.05	0.07	-0.02	0.11	-0.31	0.04	-0.01	0.09	0.06	0.12	0.12	0.14	0.11	0.08	0.10	0.12
EBITDA	3.4M	2.78M	2.21M	3.59M	182K	2.92M	1.63M	1.91M	37K	2.9M	-6.29M	1.27M	288K	2.42M	1.62M	3.14M	3.01M	3.54M	2.79M	2.27M	2.65M	3.11M
EBIT	3.4M	2.22M	1.68M	3.08M	-352K	2.39M	1.08M	1.42M	-484K	2.39M	-6.8M	771K	-248K	1.89M	1.07M	2.63M	2.48M	3.02M	2.27M	1.77M	2.13M	2.6M
Depreciation & Amortization	n/a	557K	529K	505K	534K	530K	558K	489K	521K	515K	510K	494K	536K	534K	542K	509K	529K	516K	516K	495K	520K	504K