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AmeriServ Financial Inc.

ASRV | NASDAQ
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$4.76
-$0.03 (-0.63%)
At close: Sep 21, 2026, 3:59 PM ET
$4.65
-$0.11 (-2.31%)
After-hours: Sep 21, 2026, 4:10 PM ET
Fiscal Year
Period Ending
FY 2025
Dec 30, 2025
FY 2024
Dec 30, 2024
FY 2023
Dec 30, 2023
FY 2022
Dec 30, 2022
FY 2021
Dec 30, 2021
FY 2020
Dec 30, 2020
Revenue
88.34M 84.48M 77.25M 65.75M 64.43M 63.16M
Cost of Revenue
33.21M 31.34M 32.27M 8.55M 8.69M 12.89M
Gross Profit
55.13M 53.14M 44.98M 57.21M 55.74M 50.27M
Operating Income
6.8M 4.4M -4.39M 9.2M 8.77M 5.81M
Interest Income
71.35M 66.51M 60.86M 49.06M 46.67M 46.88M
Pretax Income
6.8M 4.4M -4.39M 9.2M 8.77M 5.81M
Net Income
5.61M 3.6M -3.35M 7.45M 7.07M 4.6M
Selling & General & Admin
33.48M 29.41M 30.34M 29.01M 28.5M 28.59M
Research & Development
n/a n/a n/a n/a n/a n/a
Other Expenses
14.85M 19.33M 19.03M 19M 18.47M 15.87M
Operating Expenses
48.34M 48.74M 49.37M 48M 46.97M 44.46M
Interest Expense
29.09M 30.46M 24.84M 8.5M 7.59M 10.52M
Selling & Marketing Expenses
n/a n/a n/a n/a n/a n/a
Cost & Expenses
81.55M 80.08M 81.64M 56.55M 55.66M 57.35M
Income Tax Expense
1.18M 798K -1.04M 1.75M 1.7M 1.21M
Shares Outstanding (Basic)
16.52M 16.8M 17.14M 17.11M 17.07M 17.05M
Shares Outstanding (Diluted)
16.53M 16.8M 17.14M 17.15M 17.11M 17.06M
EPS (Basic)
0.34 0.21 -0.20 0.44 0.41 0.27
EPS (Diluted)
0.34 0.21 -0.20 0.43 0.41 0.27
EBITDA
8.89M 6.48M -2.31M 11.3M 10.81M 7.81M
EBIT
6.8M 4.4M -4.39M 9.2M 8.77M 5.81M
Depreciation & Amortization
2.1M 2.08M 2.07M 2.1M 2.04M 2M

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