White Mountains Insurance Group Ltd.

WTM | NYSE

Price Alert Chart Builder DCF Calculator

$2,056.85

-$4.45 (-0.22%)

At close: Sep 21, 2026, 4:00 PM ET

$2,056.85

$0 (0.00%)

After-hours: Sep 21, 2026, 6:22 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $5.11B

Enterprise Value $5B

Beta 0.30

Average Volume 20.99K

Shares Outstanding (Diluted) 2.41M

Shares Change YoY -5.26%

Institutional Ownership 86.51%

Exchange NYSE

ISIN BMG9618E1075

Price Performance

Price Change 1M -2.5%

Price Change 3M 1.6%

Price Change 6M -6.7%

Price Change YTD 0.7%

Price Change 1Y 16.5%

Price Change 3Y 32.0%

Price Change 5Y 87.6%

1M CAGR (ann.) -3.7%

1Y CAGR (ann.) 19.7%

5Y CAGR (ann.) 13.7%

All-Time CAGR 7.0%

Valuation

PE Ratio 4.68

Forward PE 15.37

PEG Ratio 0.01

Forward PEG -1.57

PS Ratio 1.82

Forward PS 0.80

PB Ratio 0.95

P/FCF Ratio 11.99

P/Adj. FCF Ratio 12.26

P/OCF Ratio 11.65

EV/Sales 1.79

EV/EBIT 3.65

EV/EBITDA 3.59

EV/FCF 11.77

Earnings Yield 21.4%

FCF Yield 8.3%

Adj. FCF Yield 8.2%

Financial Health

Net Cash $91.5M

Total Debt $0

Cash & Short-Term Investments $91.5M

Total Assets $7.48B

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 0.17

Debt / EBITDA 0.00

Debt / FCF 0.00

OCF / Debt N/A

Interest Coverage 21.31

Altman Z-Score 2.41

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 65.2%

Operating Profit Margin 46.8%

EBITDA Margin 50.5%

Net Profit Margin 39.9%

FCF Margin 15.2%

Adj. FCF Margin 14.8%

SBC / Revenue 0.3%

SBC Impact (per share) -2.2%

Returns

Return on Assets 8.1%

Return on Equity 21.3%

Return on Invested Capital 8.6%

Return on Capital Employed 9.5%

Return on Tangible Assets 8.9%

Historical Growth (CAGR)

Revenue CAGR 3Y 17.4%

Revenue CAGR 5Y 13.3%

Revenue CAGR 10Y 7.2%

EPS CAGR 3Y 70.3%

EPS CAGR 5Y 11.7%

EPS CAGR 10Y 15.2%

FCF CAGR 3Y -7.9%

FCF CAGR 5Y 13.4%

FCF CAGR 10Y 20.1%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Nov 4, 2026

EPS Estimate (next Q) $34

EPS Growth Est (next Q) -23.1%

Revenue Est (next Q) $934.41M

Revenue Growth Est (next Q) 8.1%

Fair Value Estimates

Graham Number $5,066.92

Graham Upside 146.3%

Lynch Fair Value $5,119.13

Lynch Upside 148.9%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $425M

Free Cash Flow $425M

Adj. Free Cash Flow $415.5M

FCF Per Share $176.52

OCF Per Share $176.52

OCF/S Ratio 15.2%

Income Statement

Revenue $2.8B

Gross Profit $2B

Operating Income $1.31B

EBITDA $1.39B

Net Income $1.12B

EPS (Diluted) $439.41

Revenue / Employee $1.7M

Profit / Employee $678.4K

Employees 1,648

Dividends

Annual Dividend $1

Dividend Yield 0.05%

Payout Ratio 0.2%

FCF Payout Ratio 1.1%

Adj. FCF Payout Ratio 1.2%

Dividend Growth (YoY) 0.0%

Pay Frequency Annual

Ex-Dividend Date Mar 15, 2026