UniCredit S.p.A.
UNCFF | OTC
$96.49
+$0.79 (+0.82%)
Sep 22, 2026, 12:20 PM ET · Market open
Market Data
Market Cap $143.39B
Enterprise Value $175.86B
Beta 1.06
Average Volume N/A
Shares Outstanding (Diluted) 1.55B
Shares Change YoY -20.01%
Institutional Ownership N/A
Exchange N/A
ISIN N/A
Price Performance
Price Change 1M -2.7%
Price Change 3M 4.3%
Price Change 6M 32.0%
Price Change YTD 16.1%
Price Change 1Y 24.6%
Price Change 3Y 281.4%
Price Change 5Y 633.3%
1M CAGR (ann.) -2.5%
1Y CAGR (ann.) 32.6%
5Y CAGR (ann.) 57.6%
All-Time CAGR 15.9%
Valuation
PE Ratio 13.33
Forward PE 8.02
PEG Ratio 1.69
Forward PEG 0.77
PS Ratio 5.15
Forward PS 3.20
PB Ratio 1.79
P/FCF Ratio N/A
P/Adj. FCF Ratio -1,043.36
P/OCF Ratio N/A
EV/Sales 6.89
EV/EBIT 15.35
EV/EBITDA 14.07
EV/FCF N/A
Earnings Yield 7.9%
FCF Yield 0.0%
Adj. FCF Yield -0.1%
Financial Health
Net Debt €54.21B
Total Debt €96.02B
Cash & Short-Term Investments €41.8B
Total Assets €860.33B
Current Ratio 0.00
Quick Ratio 0.00
Debt / Equity Ratio 2.30
Debt / EBITDA 7.68
Debt / FCF N/A
OCF / Debt 0.00
Interest Coverage 0.00
Altman Z-Score 0.24
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin 95.4%
Operating Profit Margin 58.7%
EBITDA Margin 57.5%
Net Profit Margin 47.4%
FCF Margin 0.0%
Adj. FCF Margin -0.5%
SBC / Revenue 0.4%
SBC Impact (per share) N/A
Returns
Return on Assets 1.2%
Return on Equity 16.1%
Return on Invested Capital 1.2%
Return on Capital Employed 1.4%
Return on Tangible Assets 1.2%
Historical Growth (CAGR)
Revenue CAGR 3Y 15.4%
Revenue CAGR 5Y 5.1%
Revenue CAGR 10Y 0.8%
EPS CAGR 3Y 95.5%
EPS CAGR 5Y 42.9%
EPS CAGR 10Y 16.6%
FCF CAGR 3Y -45.0%
FCF CAGR 5Y -65.0%
FCF CAGR 10Y -5.6%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y 24.2%
Revenue Growth Next 3Y 22.7%
Earnings Date Oct 21, 2026
EPS Estimate (next Q) $2.49
EPS Growth Est (next Q) 7.9%
Revenue Est (next Q) $8.53B
Revenue Growth Est (next Q) 3.2%
Fair Value Estimates
Graham Number $97.81
Graham Upside 2.2%
Lynch Fair Value $179.42
Lynch Upside 87.5%
Price Target N/A
Price Target Upside N/A
Cash Flow
Operating Cash Flow €0
Free Cash Flow €0
Adj. Free Cash Flow €-126M
FCF Per Share $0
OCF Per Share $0
OCF/S Ratio 0.0%
Income Statement
Revenue €25.52B
Gross Profit €25.52B
Operating Income €14.98B
EBITDA €12.5B
Net Income €10.6B
EPS (Diluted) $6.58
Revenue / Employee N/A
Profit / Employee N/A
Employees N/A
Dividends
Annual Dividend $3.67
Dividend Yield 3.83%
Payout Ratio 55.8%
FCF Payout Ratio N/A
Adj. FCF Payout Ratio 0.0%
Dividend Growth (YoY) 38.5%
Pay Frequency Semi-Annual
Ex-Dividend Date Apr 20, 2026
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