United Community Banks Inc.

UCB | NYSE

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$34.59

-$0.10 (-0.29%)

At close: Sep 21, 2026, 4:00 PM ET

$34.65

+$0.06 (+0.17%)

After-hours: Sep 21, 2026, 4:12 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	1.54B	1.48B	1.29B	928.93M	716.27M	695.6M
Cost of Revenue	522.64M	601.32M	508.77M	124.71M	-7.79M	136.67M
Gross Profit	1.01B	879.09M	782.52M	804.22M	724.06M	558.93M
Operating Income	422.41M	323.01M	232.55M	356M	347.76M	209.45M
Interest Income	1.38B	1.38B	1.24B	813.16M	578.79M	558M
Pretax Income	422.41M	323.01M	232.55M	356M	347.76M	209.45M
Net Income	328.15M	252.4M	187.54M	277.47M	269.8M	164.09M
Selling & General & Admin	386.52M	369.57M	355.39M	294.48M	254.75M	245.25M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	205.42M	186.52M	194.59M	153.73M	121.55M	104.24M
Operating Expenses	591.93M	556.09M	549.97M	448.22M	376.3M	349.48M
Interest Expense	473.83M	550.37M	419.34M	60.8M	29.76M	56.24M
Selling & Marketing Expenses	13.08M	8.55M	9.47M	8.38M	5.91M	15.2M
Cost & Expenses	1.11B	1.16B	1.06B	572.93M	368.51M	486.15M
Income Tax Expense	94.32M	70.61M	45M	78.53M	77.96M	45.36M
Shares Outstanding (Basic)	121.67M	119.78M	117.6M	106.66M	87.94M	83.18M
Shares Outstanding (Diluted)	121.83M	119.95M	117.75M	106.78M	88.1M	83.25M
EPS (Basic)	2.63	2.04	1.54	2.52	2.97	1.91
EPS (Diluted)	2.62	2.04	1.54	2.52	2.97	1.91
EBITDA	456.52M	363.94M	277.51M	402.7M	345.7M	200.86M
EBIT	422.41M	323.01M	232.55M	356M	347.76M	209.45M
Depreciation & Amortization	34.11M	40.93M	44.96M	46.7M	-2.06M	-8.59M