TriCo Bancshares

TCBK | NASDAQ

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$52.55

-$0.48 (-0.91%)

Sep 22, 2026, 11:50 AM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.7B

Enterprise Value $1.68B

Beta 0.61

Average Volume 267.05K

Shares Outstanding (Diluted) 32.11M

Shares Change YoY -2.52%

Institutional Ownership 69.75%

Exchange NASDAQ

ISIN US8960951064

Price Performance

Price Change 1M -4.3%

Price Change 3M 0.7%

Price Change 6M 11.8%

Price Change YTD 12.5%

Price Change 1Y 17.5%

Price Change 3Y 69.1%

Price Change 5Y 25.1%

1M CAGR (ann.) -6.8%

1Y CAGR (ann.) 17.4%

5Y CAGR (ann.) 8.8%

All-Time CAGR 6.5%

Valuation

PE Ratio 12.72

Forward PE 12.13

PEG Ratio 0.53

Forward PEG 5.39

PS Ratio 3.12

Forward PS 3.60

PB Ratio 1.27

P/FCF Ratio 12.35

P/Adj. FCF Ratio 12.77

P/OCF Ratio 12.25

EV/Sales 3.07

EV/EBIT 8.91

EV/EBITDA 8.45

EV/FCF 12.14

Earnings Yield 7.9%

FCF Yield 8.1%

Adj. FCF Yield 7.8%

Financial Health

Net Cash $53.46M

Total Debt $77.06M

Cash & Short-Term Investments $105.22M

Total Assets $9.93B

Current Ratio 10.22

Quick Ratio 10.22

Debt / Equity Ratio 0.06

Debt / EBITDA 0.39

Debt / FCF 0.56

OCF / Debt 1.85

Interest Coverage 1.68

Altman Z-Score 0.36

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 78.2%

Operating Profit Margin 34.5%

EBITDA Margin 36.4%

Net Profit Margin 24.8%

FCF Margin 25.3%

Adj. FCF Margin 24.5%

SBC / Revenue 0.6%

SBC Impact (per share) -3.3%

Returns

Return on Assets 1.4%

Return on Equity 10.2%

Return on Invested Capital 1.4%

Return on Capital Employed 1.9%

Return on Tangible Assets 1.4%

Historical Growth (CAGR)

Revenue CAGR 3Y 5.6%

Revenue CAGR 5Y 10.7%

Revenue CAGR 10Y 10.1%

EPS CAGR 3Y 1.1%

EPS CAGR 5Y 3.8%

EPS CAGR 10Y 8.1%

FCF CAGR 3Y -5.4%

FCF CAGR 5Y 2.8%

FCF CAGR 10Y 15.1%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 12

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 21, 2026

EPS Estimate (next Q) $1.08

EPS Growth Est (next Q) 3.9%

Revenue Est (next Q) $114.63M

Revenue Growth Est (next Q) 8.5%

Fair Value Estimates

Graham Number $62.84

Graham Upside 18.5%

Lynch Fair Value $20.85

Lynch Upside -60.7%

Price Target $63

Price Target Upside 18.8%

Cash Flow

Operating Cash Flow $142.48M

Free Cash Flow $138.09M

Adj. Free Cash Flow $133.52M

FCF Per Share $4.25

OCF Per Share $4.33

OCF/S Ratio 25.4%

Income Statement

Revenue $545.8M

Gross Profit $426.85M

Operating Income $188.22M

EBITDA $198.44M

Net Income $135.51M

EPS (Diluted) $4.17

Revenue / Employee $489.95K

Profit / Employee $121.64K

Employees 1,114

Dividends

Annual Dividend $1.44

Dividend Yield 2.72%

Payout Ratio 34.5%

FCF Payout Ratio 33.1%

Adj. FCF Payout Ratio 34.2%

Dividend Growth (YoY) 6.7%

Pay Frequency Quarterly

Ex-Dividend Date Sep 10, 2026