Bancorp Inc.
TBBK | NASDAQ
$51.06
+$0.78 (+1.55%)
Sep 22, 2026, 2:37 PM ET · Market open
Market Data
Market Cap $2.09B
Enterprise Value $1.21B
Beta 1.18
Average Volume 409.67K
Shares Outstanding (Diluted) 41.79M
Shares Change YoY -12.13%
Institutional Ownership 97.46%
Exchange NASDAQ
ISIN US05969A1051
Price Performance
Price Change 1M -25.0%
Price Change 3M -15.0%
Price Change 6M -4.2%
Price Change YTD -25.7%
Price Change 1Y -36.1%
Price Change 3Y 47.6%
Price Change 5Y 106.3%
1M CAGR (ann.) -27.8%
1Y CAGR (ann.) -36.8%
5Y CAGR (ann.) 16.2%
All-Time CAGR 3.9%
Valuation
PE Ratio 9.45
Forward PE 5.64
PEG Ratio 0.66
Forward PEG 0.28
PS Ratio 3.35
Forward PS 3.00
PB Ratio 2.97
P/FCF Ratio 9.77
P/Adj. FCF Ratio 10.76
P/OCF Ratio 12.51
EV/Sales 1.94
EV/EBIT 5.35
EV/EBITDA 5.26
EV/FCF 5.66
Earnings Yield 10.6%
FCF Yield 10.2%
Adj. FCF Yield 9.3%
Financial Health
Net Cash $880.42M
Total Debt $744M
Cash & Short-Term Investments $1.62B
Total Assets $9.22B
Current Ratio 0.07
Quick Ratio 0.07
Debt / Equity Ratio 1.36
Debt / EBITDA 3.23
Debt / FCF 3.47
OCF / Debt 0.29
Interest Coverage 1.87
Altman Z-Score 0.21
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 70.4%
Operating Profit Margin 36.3%
EBITDA Margin 41.1%
Net Profit Margin 30.6%
FCF Margin 34.3%
Adj. FCF Margin 31.1%
SBC / Revenue 2.6%
SBC Impact (per share) -9.2%
Returns
Return on Assets 2.5%
Return on Equity 32.3%
Return on Invested Capital 2.5%
Return on Capital Employed 3.6%
Return on Tangible Assets 2.5%
Historical Growth (CAGR)
Revenue CAGR 3Y 4.5%
Revenue CAGR 5Y 14.4%
Revenue CAGR 10Y 11.7%
EPS CAGR 3Y 20.8%
EPS CAGR 5Y 24.9%
EPS CAGR 10Y 26.6%
FCF CAGR 3Y 15.8%
FCF CAGR 5Y -20.7%
FCF CAGR 10Y 1192.6%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 7
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Oct 28, 2026
EPS Estimate (next Q) $1.44
EPS Growth Est (next Q) 22.0%
Revenue Est (next Q) $154.86M
Revenue Growth Est (next Q) 14.9%
Fair Value Estimates
Graham Number $45.12
Graham Upside -10.3%
Lynch Fair Value $132.47
Lynch Upside 163.5%
Price Target $81.50
Price Target Upside 62.1%
Cash Flow
Operating Cash Flow $217.75M
Free Cash Flow $214.25M
Adj. Free Cash Flow $194.49M
FCF Per Share $3.95
OCF Per Share $4.02
OCF/S Ratio 22.0%
Income Statement
Revenue $625.03M
Gross Profit $395.71M
Operating Income $226.86M
EBITDA $230.53M
Net Income $231.94M
EPS (Diluted) $5.32
Revenue / Employee $852.7K
Profit / Employee $316.43K
Employees 733
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