Sezzle Inc.
SEZL | NASDAQ
$116.55
$0 (0.00%)
At close: Sep 21, 2026, 4:00 PM ET
$117
+$0.45 (+0.39%)
Pre-market:
Sep 22, 2026, 8:23 AM ET
Market Data
Market Cap $3.92B
Enterprise Value $3.96B
Beta 6.67
Average Volume 685.38K
Shares Outstanding (Diluted) 34.83M
Shares Change YoY -3.71%
Institutional Ownership 39.49%
Exchange NASDAQ
ISIN US78435P1057
Price Performance
Price Change 1M -1.9%
Price Change 3M -23.1%
Price Change 6M 69.4%
Price Change YTD 78.9%
Price Change 1Y 26.7%
Price Change 3Y 5103.1%
Price Change 5Y 762.7%
1M CAGR (ann.) -1.3%
1Y CAGR (ann.) 30.2%
5Y CAGR (ann.) 57.6%
All-Time CAGR 71.1%
Valuation
PE Ratio 25.45
Forward PE 16.76
PEG Ratio 0.41
Forward PEG 0.90
PS Ratio 7.37
Forward PS 5.20
PB Ratio 16.82
P/FCF Ratio 9.44
P/Adj. FCF Ratio 9.64
P/OCF Ratio 11.95
EV/Sales 7.44
EV/EBIT 25.38
EV/EBITDA 19.29
EV/FCF 9.53
Earnings Yield 3.9%
FCF Yield 10.6%
Adj. FCF Yield 10.4%
Financial Health
Net Debt $37.22M
Total Debt $121.83M
Cash & Short-Term Investments $84.31M
Total Assets $456.47M
Current Ratio 4.02
Quick Ratio 4.02
Debt / Equity Ratio 0.52
Debt / EBITDA 0.59
Debt / FCF 0.29
OCF / Debt 2.70
Interest Coverage 27.40
Altman Z-Score 13.82
Piotroski F-Score 9
Margins & Profitability
Gross Profit Margin 90.8%
Operating Profit Margin 40.4%
EBITDA Margin 40.0%
Net Profit Margin 30.4%
FCF Margin 78.0%
Adj. FCF Margin 76.5%
SBC / Revenue 1.6%
SBC Impact (per share) -2.1%
Returns
Return on Assets 35.4%
Return on Equity 85.5%
Return on Invested Capital 48.6%
Return on Capital Employed 60.5%
Return on Tangible Assets 35.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 56.7%
Revenue CAGR 5Y 42.2%
Revenue CAGR 10Y N/A
EPS CAGR 3Y 175.1%
EPS CAGR 5Y 140.9%
EPS CAGR 10Y N/A
FCF CAGR 3Y 366.2%
FCF CAGR 5Y 123.8%
FCF CAGR 10Y N/A
Analyst Forecasts
Analyst Rating Buy
Analyst Count 6
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 3, 2026
EPS Estimate (next Q) $1.26
EPS Growth Est (next Q) 77.5%
Revenue Est (next Q) $155.01M
Revenue Growth Est (next Q) 32.7%
Fair Value Estimates
Graham Number $26.68
Graham Upside -77.1%
Lynch Fair Value $114.50
Lynch Upside -1.8%
Price Target $168
Price Target Upside 44.1%
Cash Flow
Operating Cash Flow $328.61M
Free Cash Flow $415.11M
Adj. Free Cash Flow $406.6M
FCF Per Share $9.69
OCF Per Share $9.75
OCF/S Ratio 61.8%
Income Statement
Revenue $531.89M
Gross Profit $482.96M
Operating Income $214.81M
EBITDA $205.14M
Net Income $161.43M
EPS (Diluted) $4.58
Revenue / Employee $2.65M
Profit / Employee $803.13K
Employees 201
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