Seacoast Banking Corporation of Florida

SBCF | NASDAQ

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$33.29

-$0.41 (-1.22%)

At close: Sep 21, 2026, 4:00 PM ET

$33.12

-$0.17 (-0.50%)

Pre-market: Sep 22, 2026, 4:30 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $3.28B

Enterprise Value $-808.22M

Beta 0.86

Average Volume 935.86K

Shares Outstanding (Diluted) 109.09M

Shares Change YoY 27.62%

Institutional Ownership 88.41%

Exchange NASDAQ

ISIN US8117078019

Price Performance

Price Change 1M -4.3%

Price Change 3M 5.0%

Price Change 6M 10.4%

Price Change YTD 5.3%

Price Change 1Y 8.7%

Price Change 3Y 52.3%

Price Change 5Y 1.6%

1M CAGR (ann.) -1.9%

1Y CAGR (ann.) 12.8%

5Y CAGR (ann.) 4.9%

All-Time CAGR -5.5%

Valuation

PE Ratio 45.60

Forward PE 12.91

PEG Ratio 11.03

Forward PEG 2.33

PS Ratio 3.37

Forward PS 3.60

PB Ratio 1.05

P/FCF Ratio 14.67

P/Adj. FCF Ratio 15.91

P/OCF Ratio 14.73

EV/Sales -0.84

EV/EBIT -3.90

EV/EBITDA -3.29

EV/FCF -3.66

Earnings Yield 2.2%

FCF Yield 6.8%

Adj. FCF Yield 6.3%

Financial Health

Net Cash $4.05B

Total Debt $1.32B

Cash & Short-Term Investments $5.37B

Total Assets $21.36B

Current Ratio 0.31

Quick Ratio 0.31

Debt / Equity Ratio 0.43

Debt / EBITDA 5.38

Debt / FCF 5.99

OCF / Debt 0.17

Interest Coverage 0.60

Altman Z-Score -0.44

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 64.4%

Operating Profit Margin 21.6%

EBITDA Margin 27.2%

Net Profit Margin 17.1%

FCF Margin 23.0%

Adj. FCF Margin 21.2%

SBC / Revenue 2.0%

SBC Impact (per share) -7.8%

Returns

Return on Assets 0.8%

Return on Equity 5.6%

Return on Invested Capital -1.4%

Return on Capital Employed 4.3%

Return on Tangible Assets 0.8%

Historical Growth (CAGR)

Revenue CAGR 3Y 15.2%

Revenue CAGR 5Y 22.9%

Revenue CAGR 10Y 19.3%

EPS CAGR 3Y -18.1%

EPS CAGR 5Y -19.1%

EPS CAGR 10Y 3.1%

FCF CAGR 3Y 17.3%

FCF CAGR 5Y 22.0%

FCF CAGR 10Y 22.3%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 16

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $22.88

Graham Upside -31.3%

Lynch Fair Value $3.65

Lynch Upside -89.0%

Price Target $35.50

Price Target Upside 6.6%

Cash Flow

Operating Cash Flow $228.94M

Free Cash Flow $220.69M

Adj. Free Cash Flow $203.5M

FCF Per Share $2.15

OCF Per Share $2.26

OCF/S Ratio 23.0%

Income Statement

Revenue $961.34M

Gross Profit $613.73M

Operating Income $207.37M

EBITDA $245.65M

Net Income $162.16M

EPS (Diluted) $0.73

Revenue / Employee $489.98K

Profit / Employee $82.65K

Employees 1,962

Dividends

Annual Dividend $0.76

Dividend Yield 2.28%

Payout Ratio 104.1%

FCF Payout Ratio 33.1%

Adj. FCF Payout Ratio 35.9%

Dividend Growth (YoY) 5.6%

Pay Frequency Quarterly

Ex-Dividend Date Sep 14, 2026