Renasant Corporation

RNST | NYSE

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$40.52

-$0.10 (-0.25%)

At close: Sep 21, 2026, 4:00 PM ET

$40.52

$0 (0.00%)

After-hours: Sep 21, 2026, 4:05 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $3.71B

Enterprise Value $3.93B

Beta 0.99

Average Volume 680.79K

Shares Outstanding (Diluted) 93.22M

Shares Change YoY -2.01%

Institutional Ownership 87.51%

Exchange NYSE

ISIN US75970E1073

Price Performance

Price Change 1M -2.6%

Price Change 3M -5.2%

Price Change 6M 12.5%

Price Change YTD 14.6%

Price Change 1Y 8.0%

Price Change 3Y 61.7%

Price Change 5Y 14.9%

1M CAGR (ann.) -5.6%

1Y CAGR (ann.) 10.3%

5Y CAGR (ann.) 7.0%

All-Time CAGR 4.5%

Valuation

PE Ratio 12.13

Forward PE 9.96

PEG Ratio 0.37

Forward PEG 3.14

PS Ratio 2.97

Forward PS 3.20

PB Ratio 0.96

P/FCF Ratio 17.33

P/Adj. FCF Ratio 19.06

P/OCF Ratio 8.83

EV/Sales 3.15

EV/EBIT 22.86

EV/EBITDA 22.29

EV/FCF 18.41

Earnings Yield 8.2%

FCF Yield 5.8%

Adj. FCF Yield 5.3%

Financial Health

Net Debt $230.49M

Total Debt $1.11B

Cash & Short-Term Investments $3.72B

Total Assets $27B

Current Ratio 11.81

Quick Ratio 11.81

Debt / Equity Ratio 0.29

Debt / EBITDA 6.30

Debt / FCF 5.20

OCF / Debt 0.24

Interest Coverage 0.36

Altman Z-Score 0.38

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 58.8%

Operating Profit Margin 13.8%

EBITDA Margin 14.2%

Net Profit Margin 25.2%

FCF Margin 17.1%

Adj. FCF Margin 15.6%

SBC / Revenue 1.6%

SBC Impact (per share) -9.1%

Returns

Return on Assets 1.2%

Return on Equity 8.1%

Return on Invested Capital 2.4%

Return on Capital Employed 0.6%

Return on Tangible Assets 1.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 15.1%

Revenue CAGR 5Y 10.8%

Revenue CAGR 10Y 10.9%

EPS CAGR 3Y 3.9%

EPS CAGR 5Y 3.4%

EPS CAGR 10Y 5.4%

FCF CAGR 3Y -14.3%

FCF CAGR 5Y 12.3%

FCF CAGR 10Y -1.7%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 16

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 26, 2026

EPS Estimate (next Q) $0.94

EPS Growth Est (next Q) 22.1%

Revenue Est (next Q) $282.09M

Revenue Growth Est (next Q) 20.3%

Fair Value Estimates

Graham Number $56.03

Graham Upside 38.3%

Lynch Fair Value $16.70

Lynch Upside -58.8%

Price Target $48

Price Target Upside 18.5%

Cash Flow

Operating Cash Flow $265.37M

Free Cash Flow $213.71M

Adj. Free Cash Flow $194.3M

FCF Per Share $4.07

OCF Per Share $4.59

OCF/S Ratio 34.1%

Income Statement

Revenue $1.25B

Gross Profit $733.8M

Operating Income $172.1M

EBITDA $176.52M

Net Income $314.06M

EPS (Diluted) $3.34

Revenue / Employee $415.86K

Profit / Employee $104.69K

Employees 3,000

Dividends

Annual Dividend $0.94

Dividend Yield 2.32%

Payout Ratio 28.1%

FCF Payout Ratio 40.2%

Adj. FCF Payout Ratio 44.3%

Dividend Growth (YoY) 6.8%

Pay Frequency Quarterly

Ex-Dividend Date Sep 15, 2026