Preferred Bank
PFBC | NASDAQ
$106.25
-$0.11 (-0.10%)
Sep 22, 2026, 1:24 PM ET · Market open
Market Data
Market Cap $1.26B
Enterprise Value $891.81M
Beta 0.54
Average Volume 109.21K
Shares Outstanding (Diluted) 12.05M
Shares Change YoY -7.59%
Institutional Ownership 83.82%
Exchange NASDAQ
ISIN US7403674044
Price Performance
Price Change 1M 2.4%
Price Change 3M 4.5%
Price Change 6M 18.9%
Price Change YTD 10.9%
Price Change 1Y 15.3%
Price Change 3Y 73.2%
Price Change 5Y 61.4%
1M CAGR (ann.) 0.6%
1Y CAGR (ann.) 15.7%
5Y CAGR (ann.) 15.2%
All-Time CAGR -1.0%
Valuation
PE Ratio 9.72
Forward PE 9.00
PEG Ratio 0.62
Forward PEG 3.93
PS Ratio 2.49
Forward PS 4.10
PB Ratio 1.59
P/FCF Ratio 7.55
P/Adj. FCF Ratio 8.05
P/OCF Ratio 7.33
EV/Sales 1.76
EV/EBIT 4.61
EV/EBITDA 4.58
EV/FCF 5.35
Earnings Yield 10.3%
FCF Yield 13.2%
Adj. FCF Yield 12.4%
Financial Health
Net Cash $401M
Total Debt $382.12M
Cash & Short-Term Investments $749.82M
Total Assets $7.73B
Current Ratio 255.01
Quick Ratio 255.01
Debt / Equity Ratio 0.49
Debt / EBITDA 1.96
Debt / FCF 2.29
OCF / Debt 0.44
Interest Coverage 0.90
Altman Z-Score 0.53
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 55.8%
Operating Profit Margin 38.2%
EBITDA Margin 38.5%
Net Profit Margin 26.8%
FCF Margin 32.9%
Adj. FCF Margin 30.9%
SBC / Revenue 1.6%
SBC Impact (per share) -6.2%
Returns
Return on Assets 1.8%
Return on Equity 17.3%
Return on Invested Capital 1.8%
Return on Capital Employed 2.5%
Return on Tangible Assets 1.8%
Historical Growth (CAGR)
Revenue CAGR 3Y 7.4%
Revenue CAGR 5Y 18.7%
Revenue CAGR 10Y 16.4%
EPS CAGR 3Y 1.9%
EPS CAGR 5Y 15.1%
EPS CAGR 10Y 16.9%
FCF CAGR 3Y 0.6%
FCF CAGR 5Y 7.8%
FCF CAGR 10Y 18.9%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 10
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Oct 18, 2026
EPS Estimate (next Q) $2.70
EPS Growth Est (next Q) -4.9%
Revenue Est (next Q) $73.39M
Revenue Growth Est (next Q) -2.1%
Fair Value Estimates
Graham Number $128.42
Graham Upside 20.7%
Lynch Fair Value $165.41
Lynch Upside 55.5%
Price Target $110
Price Target Upside 3.4%
Cash Flow
Operating Cash Flow $169.13M
Free Cash Flow $166.81M
Adj. Free Cash Flow $156.4M
FCF Per Share $14.18
OCF Per Share $14.51
OCF/S Ratio 34.0%
Income Statement
Revenue $506.34M
Gross Profit $282.63M
Operating Income $193.51M
EBITDA $194.71M
Net Income $135.45M
EPS (Diluted) $10.94
Revenue / Employee $1.56M
Profit / Employee $418.04K
Employees 324
Dividends
Annual Dividend $3.15
Dividend Yield 2.96%
Payout Ratio 28.8%
FCF Payout Ratio 22.8%
Adj. FCF Payout Ratio 24.4%
Dividend Growth (YoY) 6.8%
Pay Frequency Quarterly
Ex-Dividend Date Oct 4, 2026
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