Paymentus Inc.

PAY | NYSE

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$32.99

-$1.51 (-4.38%)

Sep 22, 2026, 12:57 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Market Data

Market Cap $4.33B

Enterprise Value $3.96B

Beta 1.31

Average Volume 1.12M

Shares Outstanding (Diluted) 129.01M

Shares Change YoY -0.02%

Institutional Ownership 43.36%

Exchange NYSE

ISIN US70439P1084

Price Performance

Price Change 1M -13.9%

Price Change 3M 67.8%

Price Change 6M 37.5%

Price Change YTD 21.2%

Price Change 1Y 1.7%

Price Change 3Y 120.5%

Price Change 5Y 39.7%

1M CAGR (ann.) -10.6%

1Y CAGR (ann.) -0.2%

5Y CAGR (ann.) 6.0%

All-Time CAGR 3.6%

Valuation

PE Ratio 52.27

Forward PE 30.83

PEG Ratio 1.13

Forward PEG 2.57

PS Ratio 3.19

Forward PS 2.50

PB Ratio 7.06

P/FCF Ratio 27.23

P/Adj. FCF Ratio 31.83

P/OCF Ratio 27.17

EV/Sales 2.91

EV/EBIT 34.80

EV/EBITDA 27.60

EV/FCF 24.90

Earnings Yield 1.9%

FCF Yield 3.7%

Adj. FCF Yield 3.1%

Financial Health

Net Cash $370.87M

Total Debt $8.83M

Cash & Short-Term Investments $379.7M

Total Assets $725.37M

Current Ratio 4.89

Quick Ratio 4.89

Debt / Equity Ratio 0.01

Debt / EBITDA 0.06

Debt / FCF 0.06

OCF / Debt 18.06

Interest Coverage 0.00

Altman Z-Score 26.67

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 24.9%

Operating Profit Margin 7.6%

EBITDA Margin 10.6%

Net Profit Margin 6.2%

FCF Margin 11.7%

Adj. FCF Margin 10.0%

SBC / Revenue 1.7%

SBC Impact (per share) -14.5%

Returns

Return on Assets 11.7%

Return on Equity 14.8%

Return on Invested Capital 12.3%

Return on Capital Employed 16.5%

Return on Tangible Assets 14.6%

Historical Growth (CAGR)

Revenue CAGR 3Y 34.6%

Revenue CAGR 5Y 31.5%

Revenue CAGR 10Y -3.1%

EPS CAGR 3Y 132.1%

EPS CAGR 5Y 69.3%

EPS CAGR 10Y 132.3%

FCF CAGR 3Y 142.7%

FCF CAGR 5Y 58.7%

FCF CAGR 10Y 3.4%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 11

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Nov 1, 2026

EPS Estimate (next Q) $0.21

EPS Growth Est (next Q) 23.5%

Revenue Est (next Q) $358.87M

Revenue Growth Est (next Q) 15.5%

Fair Value Estimates

Graham Number $8.50

Graham Upside -75.4%

Lynch Fair Value $16.50

Lynch Upside -52.2%

Price Target $40

Price Target Upside 15.9%

Cash Flow

Operating Cash Flow $159.52M

Free Cash Flow $159.14M

Adj. Free Cash Flow $136.12M

FCF Per Share $1.26

OCF Per Share $1.27

OCF/S Ratio 11.7%

Income Statement

Revenue $1.36B

Gross Profit $339.38M

Operating Income $103.1M

EBITDA $143.58M

Net Income $84.88M

EPS (Diluted) $0.66

Revenue / Employee $1.02M

Profit / Employee $63.35K

Employees 1,340