OceanFirst Financial Corp.

OCFC | NASDAQ

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$17.57

-$0.30 (-1.68%)

At close: Sep 21, 2026, 4:00 PM ET

$17.57

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.06B

Enterprise Value $-1.28B

Beta 0.95

Average Volume 965.28K

Shares Outstanding (Diluted) 63.64M

Shares Change YoY 9.93%

Institutional Ownership 88.06%

Exchange NASDAQ

ISIN US6752341080

Price Performance

Price Change 1M -8.3%

Price Change 3M -5.2%

Price Change 6M -0.3%

Price Change YTD -1.5%

Price Change 1Y -3.0%

Price Change 3Y 19.9%

Price Change 5Y -13.9%

1M CAGR (ann.) -8.6%

1Y CAGR (ann.) -0.9%

5Y CAGR (ann.) 1.1%

All-Time CAGR 2.4%

Valuation

PE Ratio 21.96

Forward PE 7.96

PEG Ratio -0.52

Forward PEG 0.71

PS Ratio 1.49

Forward PS 1.40

PB Ratio 0.44

P/FCF Ratio 9.95

P/Adj. FCF Ratio 10.47

P/OCF Ratio 10.16

EV/Sales -1.81

EV/EBIT -19.30

EV/EBITDA -8.01

EV/FCF -12.05

Earnings Yield 4.5%

FCF Yield 10.1%

Adj. FCF Yield 9.6%

Financial Health

Net Cash $2.34B

Total Debt $0

Cash & Short-Term Investments $2.34B

Total Assets $23.27B

Current Ratio 5.96

Quick Ratio 5.96

Debt / Equity Ratio 0.95

Debt / EBITDA 0.00

Debt / FCF 0.00

OCF / Debt N/A

Interest Coverage 0.21

Altman Z-Score 0.09

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 54.9%

Operating Profit Margin 5.7%

EBITDA Margin 11.0%

Net Profit Margin 6.8%

FCF Margin 15.0%

Adj. FCF Margin 14.3%

SBC / Revenue 1.1%

SBC Impact (per share) -5.0%

Returns

Return on Assets 0.2%

Return on Equity 2.6%

Return on Invested Capital 0.2%

Return on Capital Employed 0.3%

Return on Tangible Assets 0.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 7.0%

Revenue CAGR 5Y 11.3%

Revenue CAGR 10Y 19.9%

EPS CAGR 3Y -31.0%

EPS CAGR 5Y -11.2%

EPS CAGR 10Y -2.2%

FCF CAGR 3Y -19.2%

FCF CAGR 5Y 4.0%

FCF CAGR 10Y 14.4%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 8

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 27, 2026

EPS Estimate (next Q) $0.43

EPS Growth Est (next Q) 19.4%

Revenue Est (next Q) $180.38M

Revenue Growth Est (next Q) 77.2%

Fair Value Estimates

Graham Number $24.86

Graham Upside 41.5%

Lynch Fair Value $4

Lynch Upside -77.2%

Price Target $19

Price Target Upside 8.1%

Cash Flow

Operating Cash Flow $114.21M

Free Cash Flow $106.41M

Adj. Free Cash Flow $101.15M

FCF Per Share $1.60

OCF Per Share $1.73

OCF/S Ratio 17.2%

Income Statement

Revenue $709.1M

Gross Profit $538.12M

Operating Income $40.43M

EBITDA $160.11M

Net Income $47.9M

EPS (Diluted) $0.80

Revenue / Employee $765.77K

Profit / Employee $51.73K

Employees 926

Dividends

Annual Dividend $0.80

Dividend Yield 4.55%

Payout Ratio 100.0%

FCF Payout Ratio 44.2%

Adj. FCF Payout Ratio 46.5%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 9, 2026