
National Bank of Canada
NTIOF | OTC
$152.62
+$0.26 (+0.17%)
At close: Sep 22, 2026, 3:37 PM ET
$151.60
-$1.02 (-0.67%)
After-hours:
Sep 22, 2026, 1:17 PM ET
Market Data
Market Cap $58.68B
Enterprise Value $191.55B
Beta 1.19
Average Volume N/A
Shares Outstanding (Diluted) 395.92M
Shares Change YoY 15.25%
Institutional Ownership N/A
Exchange N/A
ISIN N/A
Price Performance
Price Change 1M -2.5%
Price Change 3M -3.7%
Price Change 6M 16.0%
Price Change YTD 21.1%
Price Change 1Y 38.3%
Price Change 3Y 124.0%
Price Change 5Y 101.3%
1M CAGR (ann.) -6.6%
1Y CAGR (ann.) 43.6%
5Y CAGR (ann.) 18.7%
All-Time CAGR 19.3%
Valuation
PE Ratio 20.85
Forward PE 14.93
PEG Ratio 1.01
Forward PEG 1.87
PS Ratio 2.72
Forward PS 4.90
PB Ratio 2.44
P/FCF Ratio 24.02
P/Adj. FCF Ratio 24.18
P/OCF Ratio 12.75
EV/Sales 6.38
EV/EBIT 38.64
EV/EBITDA 34.66
EV/FCF 56.24
Earnings Yield 4.8%
FCF Yield 4.1%
Adj. FCF Yield 4.1%
Financial Health
Net Debt C$109.65B
Total Debt C$143.88B
Cash & Short-Term Investments C$33.62B
Total Assets C$552.62B
Current Ratio 0.66
Quick Ratio 0.66
Debt / Equity Ratio 2.96
Debt / EBITDA 26.04
Debt / FCF 42.24
OCF / Debt 0.03
Interest Coverage 0.37
Altman Z-Score 0.17
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 44.8%
Operating Profit Margin 8.3%
EBITDA Margin 20.9%
Net Profit Margin 14.9%
FCF Margin 11.3%
Adj. FCF Margin 11.3%
SBC / Revenue 0.1%
SBC Impact (per share) -0.7%
Returns
Return on Assets 0.8%
Return on Equity 14.4%
Return on Invested Capital 0.8%
Return on Capital Employed 1.1%
Return on Tangible Assets 0.8%
Historical Growth (CAGR)
Revenue CAGR 3Y 46.8%
Revenue CAGR 5Y 30.9%
Revenue CAGR 10Y 18.1%
EPS CAGR 3Y 1.0%
EPS CAGR 5Y 11.1%
EPS CAGR 10Y 8.6%
FCF CAGR 3Y -1.7%
FCF CAGR 5Y -33.3%
FCF CAGR 10Y -1.6%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Dec 1, 2026
EPS Estimate (next Q) $1.67
EPS Growth Est (next Q) 15.3%
Revenue Est (next Q) $2.04B
Revenue Growth Est (next Q) -50.2%
Fair Value Estimates
Graham Number $103.78
Graham Upside -31.9%
Lynch Fair Value $81.41
Lynch Upside -46.6%
Price Target N/A
Price Target Upside N/A
Cash Flow
Operating Cash Flow C$3.88B
Free Cash Flow C$3.41B
Adj. Free Cash Flow C$3.38B
FCF Per Share $15.84
OCF Per Share $16.66
OCF/S Ratio 19.7%
Income Statement
Revenue C$30.04B
Gross Profit C$12.34B
Operating Income C$2.48B
EBITDA C$5.53B
Net Income C$3.91B
EPS (Diluted) $10.19
Revenue / Employee N/A
Profit / Employee N/A
Employees N/A
Dividends
Annual Dividend $3.58
Dividend Yield 2.35%
Payout Ratio 35.1%
FCF Payout Ratio 54.7%
Adj. FCF Payout Ratio 55.0%
Dividend Growth (YoY) 9.5%
Pay Frequency Quarterly
Ex-Dividend Date Sep 27, 2026
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