nCino Inc.

NCNO | NASDAQ

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$19.77

-$0.66 (-3.23%)

Sep 22, 2026, 2:46 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Market Data

Market Cap $2.24B

Enterprise Value $2.49B

Beta 0.69

Average Volume 3.18M

Shares Outstanding (Diluted) 105.07M

Shares Change YoY -8.84%

Institutional Ownership N/A

Exchange NASDAQ

ISIN US63947X1019

Price Performance

Price Change 1M -2.1%

Price Change 3M 39.9%

Price Change 6M 41.1%

Price Change YTD -17.1%

Price Change 1Y -32.6%

Price Change 3Y -35.4%

Price Change 5Y -73.0%

1M CAGR (ann.) 6.6%

1Y CAGR (ann.) -33.1%

5Y CAGR (ann.) -22.6%

All-Time CAGR -21.5%

Valuation

PE Ratio 68.10

Forward PE 14.96

PEG Ratio 0.04

Forward PEG 3.30

PS Ratio 3.60

Forward PS 3.50

PB Ratio 2.41

P/FCF Ratio 16.93

P/Adj. FCF Ratio 18.06

P/OCF Ratio 15.96

EV/Sales 4.01

EV/EBIT 48.40

EV/EBITDA 30.24

EV/FCF 18.87

Earnings Yield 1.5%

FCF Yield 5.9%

Adj. FCF Yield 5.5%

Financial Health

Net Debt $196.16M

Total Debt $338.63M

Cash & Short-Term Investments $83.29M

Total Assets $1.57B

Current Ratio 0.85

Quick Ratio 0.85

Debt / Equity Ratio 0.36

Debt / EBITDA 4.11

Debt / FCF 2.56

OCF / Debt 0.39

Interest Coverage 2.75

Altman Z-Score 2.30

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 61.5%

Operating Profit Margin 8.1%

EBITDA Margin 13.3%

Net Profit Margin 5.4%

FCF Margin 21.2%

Adj. FCF Margin 19.9%

SBC / Revenue 1.3%

SBC Impact (per share) -6.2%

Returns

Return on Assets 2.1%

Return on Equity 3.4%

Return on Invested Capital 3.9%

Return on Capital Employed 3.9%

Return on Tangible Assets 8.9%

Historical Growth (CAGR)

Revenue CAGR 3Y 11.8%

Revenue CAGR 5Y 21.0%

Revenue CAGR 10Y N/A

EPS CAGR 3Y 336.0%

EPS CAGR 5Y 74.5%

EPS CAGR 10Y N/A

FCF CAGR 3Y 203.1%

FCF CAGR 5Y 90.0%

FCF CAGR 10Y N/A

Analyst Forecasts

Analyst Rating Buy

Analyst Count 24

EPS Growth Next 3Y 80.4%

Revenue Growth Next 3Y 7.0%

Earnings Date Dec 1, 2026

EPS Estimate (next Q) $0.34

EPS Growth Est (next Q) 9.7%

Revenue Est (next Q) $162.58M

Revenue Growth Est (next Q) 6.8%

Fair Value Estimates

Graham Number $7.82

Graham Upside -61.7%

Lynch Fair Value $7.50

Lynch Upside -63.3%

Price Target $23.43

Price Target Upside 14.7%

Cash Flow

Operating Cash Flow $133.61M

Free Cash Flow $132.17M

Adj. Free Cash Flow $123.94M

FCF Per Share $1.27

OCF Per Share $1.28

OCF/S Ratio 21.5%

Income Statement

Revenue $622.24M

Gross Profit $382.74M

Operating Income $50.21M

EBITDA $82.45M

Net Income $33.6M

EPS (Diluted) $0.30

Revenue / Employee $369.5K

Profit / Employee $19.95K

Employees 1,684