Navient Corporation

NAVI | NASDAQ

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$9.65

+$0.08 (+0.84%)

Sep 22, 2026, 10:23 AM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

+0.84%

(1D)

Rating

Updated: Sep 19, 2026

42.2

Fundamentals Average

Market Sentiment Neutral

Moat Narrow

Full Analysis

Key Statistics

Market Data

Market Cap $907.47M

1D Range

9.59 9.73

52W Range

7.33 13.50

Valuation (TTM)

PE -19.14

PB 0.38

EV/EBITDA 5.80

Valuation (NTM)

Forward PE 9.50

Forward PEG -0.70

Price Target $8.50

Cash Flow

FCF Yield 37.8%

SBC Adj. FCF Yield 36.1%

SBC Impact -4.4%

Margins

Gross Margin 49.4%

Operating Margin 37.2%

FCF Margin 11.6%

Growth (CAGR)

Revenue 3Y | 5Y -13.6% | -4.5%

Dil EPS 3Y | 5Y -236.4% | -71.2%

FCF 3Y | 5Y -13.2% | -14.1%

Returns

ROA -0.1%

ROE -2.0%

ROIC 39.3%

Financial Health

Net Debt

$2.08B

Current Ratio 0.51

Interest Coverage 0.46

Dividends

Div Yield N/A

Payout Ratio N/A

FCF Payout Ratio N/A

All Key Statistics

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Profile

Navient Corporation specializes in managing education loans and delivering comprehensive business processing services. Its clientele spans the education, healthcare, and government sectors, serving fe...

Sector Financial Services

Industry Financial - Credit Services

Employees 670

IPO Date Apr 16, 2014

Website www.navient.com

Fiscal Year January - December

Full Company Profile

Latest News

8 months ago · zacks.com

NAVI Q4 Earnings Top on Lower Expenses, Shares Fall as NII Decline Y/Y

Navient's Q4 results benefit from lower expenses and provisions. However, shares slid nearly 10.8% as net interest and other income declined year over year.

8 months ago · zacks.com

Navient (NAVI) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

While the top- and bottom-line numbers for Navient (NAVI) give a sense of how the business performed in the quarter ended December 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

8 months ago · seekingalpha.com

Navient Corporation (NAVI) Q4 2025 Earnings Call Transcript

8 months ago · zacks.com

Navient (NAVI) Q4 Earnings Top Estimates

Navient (NAVI) came out with quarterly earnings of $0.39 per share, beating the Zacks Consensus Estimate of $0.31 per share. This compares to earnings of $0.25 per share a year ago.

8 months ago · globenewswire.com

Navient posts fourth quarter 2025 financial results

HERNDON, Va., Jan. 28, 2026 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today posted its 2025 fourth quarter financial results.

8 months ago · zacks.com

Navient Gears Up for Q4 Earnings: What's in Store for the Stock?

NAVI's Q4 results, scheduled to report on Jan. 28, are likely to have witnessed revenue pressure, while higher earnings and cost-control initiatives offer support.

8 months ago · globenewswire.com

Navient to announce fourth quarter and year-end 2025 results, host earnings webcast Jan. 28

HERNDON, Va., Jan. 14, 2026 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) will host an audio webcast to review its 2025 fourth quarter and year-end financial results on Wednesday, Jan. 28, 2026, at 8:00 a.m. Eastern Time.

Earnings

Next Earnings

Oct 28, 2026

EPS Est

Pro

Rev Est

Pro

Earnings Details ➞

Analyst Summary

# of Analysts

Consensus

Hold

Price Target

$8.50

Downside

-11.92%

Buy (0)

Hold (3)

Sell (2)

Analyst Details ➞