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MFA Financial Inc.

MFA | NYSE
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$8.57
+$0.12 (+1.42%)
Sep 22, 2026, 2:33 PM ET · Market open

Market Data

Market Cap
$862.69M
Enterprise Value
$12.38B
Beta
1.49
Average Volume
1.52M
Shares Outstanding (Diluted)
105.31M
Shares Change YoY
0%
Institutional Ownership
49.13%
Exchange
NYSE
ISIN
US55272X6076

Price Performance

Price Change 1M
-5.4%
Price Change 3M
-10.3%
Price Change 6M
-14.1%
Price Change YTD
-11.3%
Price Change 1Y
-12.1%
Price Change 3Y
-17.2%
Price Change 5Y
-55.2%
1M CAGR (ann.)
-8.4%
1Y CAGR (ann.)
1.1%
5Y CAGR (ann.)
-2.1%
All-Time CAGR
5.5%

Valuation

PE Ratio
6.50
Forward PE
6.14
PEG Ratio
0.14
Forward PEG
0.19
PS Ratio
1.73
Forward PS
3.20
PB Ratio
0.49
P/FCF Ratio
2.67
P/Adj. FCF Ratio
2.67
P/OCF Ratio
3.48
EV/Sales
24.75
EV/EBIT
28.50
EV/EBITDA
21.71
EV/FCF
38.28
Earnings Yield
15.4%
FCF Yield
37.5%
Adj. FCF Yield
37.5%

Financial Health

Net Debt
$11.51B
Total Debt
$11.65B
Cash & Short-Term Investments
$141.19M
Total Assets
$13.65B
Current Ratio
333.16
Quick Ratio
333.16
Debt / Equity Ratio
6.56
Debt / EBITDA
20.44
Debt / FCF
36.05
OCF / Debt
0.03
Interest Coverage
1.29
Altman Z-Score
0.02
Piotroski F-Score
6

Margins & Profitability

Gross Profit Margin
82.2%
Operating Profit Margin
104.1%
EBITDA Margin
73.8%
Net Profit Margin
19.7%
FCF Margin
64.7%
Adj. FCF Margin
64.7%
SBC / Revenue
0.0%
SBC Impact (per share)
N/A

Returns

Return on Assets
1.1%
Return on Equity
8.2%
Return on Invested Capital
5.0%
Return on Capital Employed
5.0%
Return on Tangible Assets
1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y
60.2%
Revenue CAGR 5Y
13.1%
Revenue CAGR 10Y
3.5%
EPS CAGR 3Y
24.1%
EPS CAGR 5Y
-3.8%
EPS CAGR 10Y
-6.7%
FCF CAGR 3Y
13.3%
FCF CAGR 5Y
35.3%
FCF CAGR 10Y
5.2%

Analyst Forecasts

Analyst Rating
Hold
Analyst Count
23
EPS Growth Next 3Y
N/A
Revenue Growth Next 3Y
N/A
Earnings Date
Nov 4, 2026
EPS Estimate (next Q)
$0.28
EPS Growth Est (next Q)
42.0%
Revenue Est (next Q)
$58.77M
Revenue Growth Est (next Q)
3.5%

Fair Value Estimates

Graham Number
$22.38
Graham Upside
164.8%
Lynch Fair Value
$6.50
Lynch Upside
-23.1%
Price Target
$10.75
Price Target Upside
27.2%

Cash Flow

Operating Cash Flow
$323.28M
Free Cash Flow
$323.28M
Adj. Free Cash Flow
$323.28M
FCF Per Share
$2.43
OCF Per Share
$2.43
OCF/S Ratio
33.5%

Income Statement

Revenue
$499.97M
Gross Profit
$376.82M
Operating Income
$520.42M
EBITDA
$570.12M
Net Income
$148.24M
EPS (Diluted)
$1.30
Revenue / Employee
$1.63M
Profit / Employee
$482.86K
Employees
307

Dividends

Annual Dividend
$1.44
Dividend Yield
17.04%
Payout Ratio
110.8%
FCF Payout Ratio
75.3%
Adj. FCF Payout Ratio
75.3%
Dividend Growth (YoY)
1.4%
Pay Frequency
Quarterly
Ex-Dividend Date
Jun 29, 2026

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