Lincoln National Corporation

LNC | NYSE

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$41.68

-$0.52 (-1.23%)

At close: Sep 21, 2026, 4:00 PM ET

$42

+$0.32 (+0.77%)

After-hours: Sep 21, 2026, 7:59 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $8.08B

Enterprise Value $4.68B

Beta 1.11

Average Volume 1.9M

Shares Outstanding (Diluted) N/A

Shares Change YoY N/A

Institutional Ownership 81.97%

Exchange NYSE

ISIN US5341871094

Price Performance

Price Change 1M -2.3%

Price Change 3M 9.1%

Price Change 6M 16.0%

Price Change YTD -7.4%

Price Change 1Y 1.6%

Price Change 3Y 69.1%

Price Change 5Y -39.2%

1M CAGR (ann.) -9.6%

1Y CAGR (ann.) 12.3%

5Y CAGR (ann.) -3.6%

All-Time CAGR 0.8%

Valuation

PE Ratio 8.27

Forward PE 4.84

PEG Ratio 0.03

Forward PEG 0.35

PS Ratio 0.41

Forward PS 0.40

PB Ratio 0.70

P/FCF Ratio -6.01

P/Adj. FCF Ratio -6.01

P/OCF Ratio -6.05

EV/Sales 0.24

EV/EBIT 1.64

EV/EBITDA 1.64

EV/FCF -3.52

Earnings Yield 12.1%

FCF Yield -16.6%

Adj. FCF Yield -16.6%

Financial Health

Net Cash $3.3B

Total Debt $6.87B

Cash & Short-Term Investments $10.17B

Total Assets $429.8B

Current Ratio 25.41

Quick Ratio 25.41

Debt / Equity Ratio 0.60

Debt / EBITDA 2.41

Debt / FCF -5.17

OCF / Debt -0.19

Interest Coverage 8.78

Altman Z-Score 0.14

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 57.5%

Operating Profit Margin 13.0%

EBITDA Margin 16.3%

Net Profit Margin 12.2%

FCF Margin -6.9%

Adj. FCF Margin -6.9%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 0.6%

Return on Equity 22.0%

Return on Invested Capital 20.9%

Return on Capital Employed 0.7%

Return on Tangible Assets 0.6%

Historical Growth (CAGR)

Revenue CAGR 3Y 7.1%

Revenue CAGR 5Y 0.5%

Revenue CAGR 10Y 3.7%

EPS CAGR 3Y -32.9%

EPS CAGR 5Y -7.0%

EPS CAGR 10Y 1.9%

FCF CAGR 3Y 91.6%

FCF CAGR 5Y -652.8%

FCF CAGR 10Y -429.9%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 28

EPS Growth Next 3Y 27.4%

Revenue Growth Next 3Y 4.8%

Earnings Date Oct 28, 2026

EPS Estimate (next Q) $2.01

EPS Growth Est (next Q) -1.5%

Revenue Est (next Q) $4.97B

Revenue Growth Est (next Q) 8.2%

Fair Value Estimates

Graham Number $81.69

Graham Upside 96.0%

Lynch Fair Value $25.20

Lynch Upside -39.5%

Price Target $46

Price Target Upside 10.4%

Cash Flow

Operating Cash Flow $-1.33B

Free Cash Flow $-1.33B

Adj. Free Cash Flow $-1.33B

FCF Per Share -$6.89

OCF Per Share -$6.89

OCF/S Ratio -6.9%

Income Statement

Revenue $19.36B

Gross Profit $9.13B

Operating Income $2.53B

EBITDA $2.85B

Net Income $2.05B

EPS (Diluted) $5.04

Revenue / Employee $2.05M

Profit / Employee $217.34K

Employees 9,423

Dividends

Annual Dividend $1.80

Dividend Yield 4.32%

Payout Ratio 35.7%

FCF Payout Ratio -30.9%

Adj. FCF Payout Ratio -30.9%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Oct 8, 2026